Need Some Urgent Advice
#21
I believe they treat them like Crash Helmets, once 'Crashed' replace.
And I don't see why not? If you'd hit another car they'd make a claim?
I'd rather know I was hitting a new piece than a piece you hit at, an alleged 10 mph.
And I don't see why not? If you'd hit another car they'd make a claim?
I'd rather know I was hitting a new piece than a piece you hit at, an alleged 10 mph.
#22
QUOTE (chaztastic @ Jun 6 2008, 08:29 AM)
...the highways agency guy said "looks like u have been luck as there is no damage to the barrier" ...
When and where did this converstion happen? Any witnesses?
My girlfriend was there at the time
...the highways agency guy said "looks like u have been luck as there is no damage to the barrier" ...
When and where did this converstion happen? Any witnesses?
My girlfriend was there at the time
#24
have you ever taken a good look at the armco down the motorways, there is minor damage everyware , there was no bends no paint left no craked posts,. nothing all that happened is my wheel got jamed under the armco, and i could not get out, there was damage to my headlight from the barrier, and front bumper was damaged from grass verge.
#25
When you informed the insurance company that you crashed and told them you did not intend to make a claim, did you tell them that you hit a barrier on the motorway?
I'm not sure how much of a case you would have if you went down the lines of:
"I was told that the barried was not damaged by the Highways Agency. As a result of this the cost would only be minor to repair my car so, to protect my insurace premium, I took the decision not to use my insurance company to cover the cost of repair. If I had known that there would be a substantial cost involved in repairing the barrier, I would not have hesitated in going through my insurance"
I think the stronger case would be to request what damage was caused and to show that it is probable that your car hitting the barrier could have caused it.
I'm not sure how much of a case you would have if you went down the lines of:
"I was told that the barried was not damaged by the Highways Agency. As a result of this the cost would only be minor to repair my car so, to protect my insurace premium, I took the decision not to use my insurance company to cover the cost of repair. If I had known that there would be a substantial cost involved in repairing the barrier, I would not have hesitated in going through my insurance"
I think the stronger case would be to request what damage was caused and to show that it is probable that your car hitting the barrier could have caused it.
#27
Originally Posted by chaztastic,Jun 6 2008, 09:09 AM
my insurace company know I hit the barrier. I will give them a call and find out the damage caused if it was by me
It's good that they know about it because now, instead of facing a bill for thousands for fixing the armco, you are more likely facing paying your policy excess and a rise in premium (a few hundred quid).
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