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Need Some Urgent Advice

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Old 06-06-2008 | 12:46 AM
  #21  
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I believe they treat them like Crash Helmets, once 'Crashed' replace.
And I don't see why not? If you'd hit another car they'd make a claim?

I'd rather know I was hitting a new piece than a piece you hit at, an alleged 10 mph.
Old 06-06-2008 | 12:49 AM
  #22  
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QUOTE (chaztastic @ Jun 6 2008, 08:29 AM)
...the highways agency guy said "looks like u have been luck as there is no damage to the barrier" ...


When and where did this converstion happen? Any witnesses?


My girlfriend was there at the time
Old 06-06-2008 | 12:50 AM
  #23  
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Originally Posted by Jaeger,Jun 6 2008, 12:46 AM
I'd rather know I was hitting a new piece than a piece you hit at, an alleged 10 mph.
I prefer to keep away from them myself...
Old 06-06-2008 | 12:56 AM
  #24  
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have you ever taken a good look at the armco down the motorways, there is minor damage everyware , there was no bends no paint left no craked posts,. nothing all that happened is my wheel got jamed under the armco, and i could not get out, there was damage to my headlight from the barrier, and front bumper was damaged from grass verge.
Old 06-06-2008 | 01:05 AM
  #25  
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When you informed the insurance company that you crashed and told them you did not intend to make a claim, did you tell them that you hit a barrier on the motorway?


I'm not sure how much of a case you would have if you went down the lines of:

"I was told that the barried was not damaged by the Highways Agency. As a result of this the cost would only be minor to repair my car so, to protect my insurace premium, I took the decision not to use my insurance company to cover the cost of repair. If I had known that there would be a substantial cost involved in repairing the barrier, I would not have hesitated in going through my insurance"

I think the stronger case would be to request what damage was caused and to show that it is probable that your car hitting the barrier could have caused it.
Old 06-06-2008 | 01:09 AM
  #26  
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my insurace company know I hit the barrier. I will give them a call and find out the damage caused if it was by me
Old 06-06-2008 | 01:14 AM
  #27  
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Originally Posted by chaztastic,Jun 6 2008, 09:09 AM
my insurace company know I hit the barrier. I will give them a call and find out the damage caused if it was by me
What was their advice at the time regarding the barrier?

It's good that they know about it because now, instead of facing a bill for thousands for fixing the armco, you are more likely facing paying your policy excess and a rise in premium (a few hundred quid).
Old 06-06-2008 | 01:16 AM
  #28  
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they said they have just put a note on my policy and said" i hope they dont make a claim" and that was really it
Old 06-06-2008 | 02:30 AM
  #29  
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called my insutrance comapny and gave them details and photo's they thing this company is taking the P*** so they will deal with it
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