Insurance Renewal
04-11-2002, 07:57 AM
#31
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Originally posted by Nelson
I wonder if a grandparent will do
I wonder if a grandparent will do
.......my grand parents driving my car
04-11-2002, 08:20 AM
#33
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Originally posted by Nelson
My Grandpa drives around in a Clio 172!!
My Grandpa drives around in a Clio 172!!
04-11-2002, 08:52 AM
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Just one thing.....
What's the position regarding no claims discount, if you are a named driver on a policy which has a claim made against it?
Would LB's Dad still be able to say he has full no claims, if it is in fact his discount which has been applied to the policy resulting in the huge drop in premium?
Just a thought...
What's the position regarding no claims discount, if you are a named driver on a policy which has a claim made against it?
Would LB's Dad still be able to say he has full no claims, if it is in fact his discount which has been applied to the policy resulting in the huge drop in premium?
Just a thought...
04-11-2002, 09:00 AM
#36
The NCD is only relevant to the policyholder. It's a 'no claim discount' not a 'no blame discount', therefore it's the policyholder who always makes the claim and anyone else insured on the policy is irrelevant for NCD purposes.
Pete
Pete
04-11-2002, 09:13 AM
#38
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[QUOTE]Originally posted by SlicksAgain
[B]Just one thing.....
What's the position regarding no claims discount, if you are a named driver on a policy which has a claim made against it?
Would LB's Dad still be able to say he has full no claims, if it is in fact his discount which has been applied to the policy resulting in the huge drop in premium?
Just a thought...
[B]Just one thing.....
What's the position regarding no claims discount, if you are a named driver on a policy which has a claim made against it?
Would LB's Dad still be able to say he has full no claims, if it is in fact his discount which has been applied to the policy resulting in the huge drop in premium?
Just a thought...
04-11-2002, 09:31 AM
#39
Lisa, they probably took it into account when setting your premium and loaded same accordingly (or not, as the case may be) - as I say underwriting is a very weird science, a mix of experience, wet finger in the air, and black magic. Your ex, however was stuffed; it was his policy and he made the claim so bye-bye NCD, no doubt leaving a smirking, "sit-on-this" finger-waving Lisa 
Now, if only I had something similar with which to get my soon-to-be-ex-wife (who is now after part of my pension fund)
Now, if only I had something similar with which to get my soon-to-be-ex-wife (who is now after part of my pension fund)
