Saxo Boy

The other day I parked my car in a legitimate space at work and clearly within the confines of the lines. The car in the adjacent space pulled out and turned too tight clipping my front with his rear quarter doing the following damage:





(you can see my car is unmoved and it was that red car that did it (he then re-parked)

Obviously this is a clear case that I was not at fault as the car was parked legally and I was not attending. The red car is a Council lease car and the owner is processing an insurance claim for the damage to both cars through the Council's insurance and has accepted full liability. I should interject and point out that I take the car up north in a week for two weeks holiday whereby my enjoyment of the car is a key component of that holiday. It's fair to say that the timing is pretty awful given that I'm unlikely to get it repaired in time and will have to live with its 'less than perfect' looks. You're reading about a rather f******ked off saxo-boy.

It gets better!!

In order to process the claim the Council

Lurking Lawyer

Ask them why your own insurance details are relevant, since you have no intention of making a claim under your policy. All that's relevant is that their insured is at fault and has caused damage to your vehicle. It matters not one jot who you insure with so tell them where to go.

simonprelude

My Insurance is not affected at all by some idiot nearly writing my car off and a bill for best part of

mikey k

Sad to see it damaged, that looks like a new wing to me

billy_i_vtec

that sucks mate. hope it gets sorted in time for your holiday.

Saxo Boy

I'm told the council will not process the claim without my details!! Looks like this is going to end in yet another fight with a company/authority/body/person [delete as applicable] I always win but it becomes tiresome

simonprelude

Let them know your details, however in writing and state that you are not giving them permission to contact your insurer as this is not relevant to the 3rd party claim.

Do you have legal cover at all ??

Mine is totally seperate from my insurance, worth giving them a go ??

Bassoctopus

The less scrupulous insurance companies do bump up the premium for no fault claims and windscreens. I never use an insurance company that tries to pull this scam.

I'm not sure how a scratch on my car would ruin my holiday, I think you're going a bit OTT there!

Bad luck, at least you don't have to fork out yourself for the damage, which is the usual result of these car park dings.

Saxo Boy

It's amazing how many people don't get how this can affect some people. I find it embarrassing to drive a nice looking sports car with an obvious defect. I also feel similar when I drive it dirty and feel like everyone thinks, 'look at that idiot with the nice car that he doesn't even keep clean!' - I know it

Saxo Boy

Besides, if I was amuse-boy a single swirl mark would ruin my year