Insurance Claim?
#11
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Unlucky mate.
I know exactly how you feel having written mine off in August.
Definately get somebody to have a look at and get them to give you a list of parts required to fix it.
I'm sure Japco will be able to help and I have lots of numbers for specialist spares for S2000 places if you need them. In fact I have just recieved my payout for my car so the parts on my car may be of use to you.
With two years no claims you will probably loose it all if you claim. You need to check your poilcy. You could not have protected it!
Yours is a Jap import so if you claim the repairer will order JDM parts as they use your chassis number and will not get the equivalent UK part which may be freely available. Parts take about 4-6 weeks from Japan. Your insurer will not give you a courtesy car while these parts are deleivered, they will probaly only give you a courtesy car for a week (they do this with most JDM policies).
Your best option by far seems to me to fix it yourself.
If you need JDM parts (doubtful - as 99.9% of parts are the same- but you never know) my car is definately the best bet
I would however tell your broker, I did this with my broker when my FTO got broke into 4 years ago, they advised me approx what my premium would be next year if I claimed and helped me make the decision not to claim. Luckily this meant that I reached full no claims and the protected it this year. Wrote off the S2000 in August - still have full no claims - I would have had none if I had claimed for the FTO
Good Luck, give me a shout if youn want any info and I will dig it out.
I know exactly how you feel having written mine off in August.
Definately get somebody to have a look at and get them to give you a list of parts required to fix it.
I'm sure Japco will be able to help and I have lots of numbers for specialist spares for S2000 places if you need them. In fact I have just recieved my payout for my car so the parts on my car may be of use to you.
With two years no claims you will probably loose it all if you claim. You need to check your poilcy. You could not have protected it!
Yours is a Jap import so if you claim the repairer will order JDM parts as they use your chassis number and will not get the equivalent UK part which may be freely available. Parts take about 4-6 weeks from Japan. Your insurer will not give you a courtesy car while these parts are deleivered, they will probaly only give you a courtesy car for a week (they do this with most JDM policies).
Your best option by far seems to me to fix it yourself.
If you need JDM parts (doubtful - as 99.9% of parts are the same- but you never know) my car is definately the best bet
I would however tell your broker, I did this with my broker when my FTO got broke into 4 years ago, they advised me approx what my premium would be next year if I claimed and helped me make the decision not to claim. Luckily this meant that I reached full no claims and the protected it this year. Wrote off the S2000 in August - still have full no claims - I would have had none if I had claimed for the FTO
Good Luck, give me a shout if youn want any info and I will dig it out.
#12
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Originally posted by cheshire_carper
If its any consellation, you weren`t first.
Now on the winter 2003 rating we have:
1. Putney
2. Ahurst.
She`ll be right as rain in no time, you ask Markie T.
If its any consellation, you weren`t first.
Now on the winter 2003 rating we have:
1. Putney
2. Ahurst.
She`ll be right as rain in no time, you ask Markie T.
Hope all cars are repaired asap!
#13
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The car was picked up this morning and I have already been in contact with the garage that are doing the work. At a conservative estimate they reckon the insurance claim will be
#14
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Bad luck mate - good to hear no one was hurt though.
I've only claimed once in the past - for running into the back of some bird in a Metro that emergency stopped at a roundabout for....well no reason at all.
This was about 3 years ago in my Celica. Only slight damage to my car, but the metro was written off, being only worth around
I've only claimed once in the past - for running into the back of some bird in a Metro that emergency stopped at a roundabout for....well no reason at all.
This was about 3 years ago in my Celica. Only slight damage to my car, but the metro was written off, being only worth around
#15
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Originally posted by ahurst
The thing that annoys me the most is losing 2 years NCB, which might force me to change the car come renewal time next year!
The thing that annoys me the most is losing 2 years NCB, which might force me to change the car come renewal time next year!
Now however my claims history reads that I had a wee bash in the car (could happen to anyone), and someone torched it (an unfortunate turn of events, not really my fault) - rather than I wrote the car off in a crash!
My premium next time around was the same as before the crash
#16
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[QUOTE]Originally posted by ahurst
The car was picked up this morning and I have already been in contact with the garage that are doing the work. At a conservative estimate they reckon the insurance claim will be
The car was picked up this morning and I have already been in contact with the garage that are doing the work. At a conservative estimate they reckon the insurance claim will be
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