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Old 04-13-2010 | 05:11 AM
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Can anybody give me an insurance company that deals in short term insurance i.e
5 months
Thanks in advance
Old 04-13-2010 | 05:30 AM
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TBH you'll probably end up paying more than if you just took out an annual policy with a mainstream insurer and then cancelled after 5 months. Granted you'll pay short period cancellation fees but with some carriers they're not too expensive.

If you specifically go looking for a short term insurer (and there aren't many), you're tying yourself to whatever their rates are.

Of course, there is another way..... All insurance policies have a 14 day cooling off period (by law) - with no charges made. So just take out (and then cancel) policies with 11 different insurers....
Old 04-13-2010 | 05:37 AM
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Originally Posted by R2MUL,Apr 13 2010, 05:30 AM
TBH you'll probably end up paying more than if you just took out an annual policy with a mainstream insurer and then cancelled after 5 months. Granted you'll pay short period cancellation fees but with some carriers they're not too expensive.

If you specifically go looking for a short term insurer (and there aren't many), you're tying yourself to whatever their rates are.

Of course, there is another way..... All insurance policies have a 14 day cooling off period (by law) - with no charges made. So just take out (and then cancel) policies with 11 different insurers....
just had a quote for 28 days £480
i think ill go back to 12 months with sky insurance £640
Old 04-13-2010 | 05:40 AM
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Have you got an existing policy that is due for renewal but you dont need it for a full year?

The reason I ask is that most of the time you only pay pro rata cancellation fees if it's your second or more year with a policy. The cancellation fees only apply in the first year to cover set up costs etc.
Old 04-13-2010 | 05:47 AM
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Remember if you take out insurance you can cancel in 28 days
Old 04-13-2010 | 06:06 AM
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Originally Posted by R2MUL,Apr 13 2010, 05:40 AM
Have you got an existing policy that is due for renewal but you dont need it for a full year?

The reason I ask is that most of the time you only pay pro rata cancellation fees if it's your second or more year with a policy. The cancellation fees only apply in the first year to cover set up costs etc.
My houseold is dead complcated my wife drives a 206
i now drive a 4x4 that i need to carry a wheelchair i just wanted to put my s2000 back
on the road for summer
don,t want to insure it for the full 12 months does this make any sence
just had another quote £475 for 12 months
Old 04-13-2010 | 06:12 AM
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So what happens if it spontaneously combusts, gets nicked, flooded or the garage roof falls in during the winter?
Old 04-13-2010 | 06:14 AM
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Originally Posted by NineBolts,Apr 13 2010, 06:12 AM
So what happens if it spontaneously combusts, gets nicked, flooded or the garage roof falls in during the winter?
Good point!!!!
Old 04-13-2010 | 06:19 AM
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Originally Posted by NineBolts,Apr 13 2010, 03:12 PM
So what happens if it spontaneously combusts, gets nicked, flooded or the garage roof falls in during the winter?
if all of this happends im sure the sun would pay for the story
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