insurance
04-13-2010, 05:30 AM
#2
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TBH you'll probably end up paying more than if you just took out an annual policy with a mainstream insurer and then cancelled after 5 months. Granted you'll pay short period cancellation fees but with some carriers they're not too expensive.
If you specifically go looking for a short term insurer (and there aren't many), you're tying yourself to whatever their rates are.
Of course, there is another way..... All insurance policies have a 14 day cooling off period (by law) - with no charges made. So just take out (and then cancel) policies with 11 different insurers....
If you specifically go looking for a short term insurer (and there aren't many), you're tying yourself to whatever their rates are.
Of course, there is another way..... All insurance policies have a 14 day cooling off period (by law) - with no charges made. So just take out (and then cancel) policies with 11 different insurers....
04-13-2010, 05:37 AM
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Originally Posted by R2MUL,Apr 13 2010, 05:30 AM
TBH you'll probably end up paying more than if you just took out an annual policy with a mainstream insurer and then cancelled after 5 months. Granted you'll pay short period cancellation fees but with some carriers they're not too expensive.
If you specifically go looking for a short term insurer (and there aren't many), you're tying yourself to whatever their rates are.
Of course, there is another way..... All insurance policies have a 14 day cooling off period (by law) - with no charges made. So just take out (and then cancel) policies with 11 different insurers....
If you specifically go looking for a short term insurer (and there aren't many), you're tying yourself to whatever their rates are.
Of course, there is another way..... All insurance policies have a 14 day cooling off period (by law) - with no charges made. So just take out (and then cancel) policies with 11 different insurers....
i think ill go back to 12 months with sky insurance £640
04-13-2010, 05:40 AM
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Have you got an existing policy that is due for renewal but you dont need it for a full year?
The reason I ask is that most of the time you only pay pro rata cancellation fees if it's your second or more year with a policy. The cancellation fees only apply in the first year to cover set up costs etc.
The reason I ask is that most of the time you only pay pro rata cancellation fees if it's your second or more year with a policy. The cancellation fees only apply in the first year to cover set up costs etc.
04-13-2010, 06:06 AM
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Originally Posted by R2MUL,Apr 13 2010, 05:40 AM
Have you got an existing policy that is due for renewal but you dont need it for a full year?
The reason I ask is that most of the time you only pay pro rata cancellation fees if it's your second or more year with a policy. The cancellation fees only apply in the first year to cover set up costs etc.
The reason I ask is that most of the time you only pay pro rata cancellation fees if it's your second or more year with a policy. The cancellation fees only apply in the first year to cover set up costs etc.
i now drive a 4x4 that i need to carry a wheelchair i just wanted to put my s2000 back
on the road for summer
don,t want to insure it for the full 12 months does this make any sence
just had another quote £475 for 12 months
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04-13-2010, 06:14 AM
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Originally Posted by NineBolts,Apr 13 2010, 06:12 AM
So what happens if it spontaneously combusts, gets nicked, flooded or the garage roof falls in during the winter?
04-13-2010, 06:19 AM
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Originally Posted by NineBolts,Apr 13 2010, 03:12 PM
So what happens if it spontaneously combusts, gets nicked, flooded or the garage roof falls in during the winter?
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