Beardie

Won't it require an SVA as it's an import?

Badger

Meanwhile, the poor sap you've hit has to pay for their own repairs, treatment etc.

Do the rest of Wiltshire a favour - use your wife's Civic for a couple more days.

RichUK

For an MOT, I'm sure it will need an SVA.

evan2

SVA is???

guys I just said I only drove it home from ruslip to swindon, about 70 miles on teh m4 and that was it
simmer down now, and i dont know how things work here but in the end if I hit someone I would get owned..

Badger

Yeah you'd get fined about a grand I think and probably banned from driving. That's not the point, I couldn't give a stuff what happens to the uninsured.

It's the OTHER person in the accident, the one you hit that then has to pay for their own repairs and so on (or take the hit on the no claims bonus on their own insurance).

Can you tell I've been on the receiving end of a prick with no insurance before?

evan2

err thats sucks but what part dont you get, i ve had a hard time finding ins becuase for some odd reason in the day that the internet is so powerful somehow two of the biggest powers in teh world cant seem to share info back and forth so i can get local insurance and not be treated like i am 18 with no credit

same goes with credit in general..

why cant they just merge....

i just drove the car home if not i would of have to waited 2 more weeks until i could pick it up again
i was tdy last week in a rental and had no time to look for ins

Badger

There's none of it I don't "get". I'm simply saying it's irrelevant. As far as I'm concerned, there's no excuse for driving without insurance. Ever.

If you can't sort it, you use a different car. Or public transport. Or get a lift. I don't really care, you don't drive uninsured.

I'll get off my high horse now But to appeal to your consequences for a moment, if you so much as get pulled for speeding, or have a minor shunt and the police get called to it, you will lose your driving licence. And get fined a LOT of money. It might even result in a criminal record actually, now that I think about it. Which wouldn't do you many favours with your CO.

The whole insurance thing is a totally different kettle of fish here than the US.

edit - actually, just to give you an idea, uninsured drivers come only just below drink drivers in terms of the driving public's defintion of "scum"

evan2

yea cuz yall drive like maniacas

evan2

its over your head, i havea car with insurance but we had to get my car back home i had to pick it up

Badger

That's what I mean about car insurance being different here. Just because you're insured on the Civic (or anything else) does not mean you're insured on the S.

You have to have a specific policy for each car you drive (or be a named driver on some else's policy).