Bingo-a-go-go

I'd change your mortgage - you could get 4.5something on the highstreet, fixed for two years....

MartinM57

...not with the admin costs involved and taking into account the relatively pitiful balance, and time to go, that we've got left on our mortgage

I don't necessarily need finance. I can take money from my mortgage offsetting account (which is currently balancing out the mortgage exactly ) - so that's 5.7% APR.

When the Honda finance man said I would be better off with his finance (6.9% APR) and leaving my money in my offset account that is "earning" 5.7% APR, I was intrigued - now I'm just disbelieving

So I'll pass on his offer...as I will with his gap insurance.


BUT...RTI gap insurance does seem prudent. So where do I go for it?

www.click4gap.co.uk says

UK_S2000

Nah, I reckon he said "Sorry, that rate's new customers only! Terms and conditions apply..."