TN Insurance
#1
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Location: Knoxville Area
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TN Insurance
I think its time for me to shop around for Insurance again. Quite a few changes that might greatly affect my rate. Mainly I turned 26 last year and its been over 3 years since my one and only speeding ticket. Is it off your record in 3 years or 5?
I have the S2000, S10, and Envoy to cover and a renters insurance policy I will need to transfer if I change.
So any recommendations? Do those all in one online quotes really work?
I've had Allstate for over 2 years.
I have the S2000, S10, and Envoy to cover and a renters insurance policy I will need to transfer if I change.
So any recommendations? Do those all in one online quotes really work?
I've had Allstate for over 2 years.
#2
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Location: Johnson City, Tenn.
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Being in my line of work, I see personal automobile insurance cards everyday. That being said, the majority of people in the northeast Tenn. usually have either State Farm or Tenn. Farm Bureau.
I personally have insurance w/ Safeco (which has since been purchased by Liberty Mutual). I did this for a couple of reasons:
(1) I could do everything online.
(2) It was less expensive than the other places I could get an online quote - inc. Tenn. Farm Bureau.
(3) I did not have to have my credit checked (this is a big deal to me).
(4) I have access to everything online - and the service is always very good.
I personally have three automobiles, homeowners, landlord, and a personal umbrella policy w/ them. But even when I was looking for just automobile insurance, they were the least expensive.
Finally, I notice a lot of people steer away from insurance companies like eSurance, GEICO, and Progressive. The majority of people that seem to have insurance w/ these companies are young people who may not have the best driving records, or may just be starting out w/ their own line of insurance.
Again, just my opinions and observations, your mileage may vary.
Some websites to check though:
http://www.statefarm.com
http://www.fbitn.com
http://www.safeco.com
I personally have insurance w/ Safeco (which has since been purchased by Liberty Mutual). I did this for a couple of reasons:
(1) I could do everything online.
(2) It was less expensive than the other places I could get an online quote - inc. Tenn. Farm Bureau.
(3) I did not have to have my credit checked (this is a big deal to me).
(4) I have access to everything online - and the service is always very good.
I personally have three automobiles, homeowners, landlord, and a personal umbrella policy w/ them. But even when I was looking for just automobile insurance, they were the least expensive.
Finally, I notice a lot of people steer away from insurance companies like eSurance, GEICO, and Progressive. The majority of people that seem to have insurance w/ these companies are young people who may not have the best driving records, or may just be starting out w/ their own line of insurance.
Again, just my opinions and observations, your mileage may vary.
Some websites to check though:
http://www.statefarm.com
http://www.fbitn.com
http://www.safeco.com
#4
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Location: Knoxville, TN
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Tickets do come off after 3 years...your correct. I actually switched to GIECO last year because of the service they have provided some other family members. Rate was about half of what i was paying as well so that helped.
They did check my credit history but didnt mind. It actually helped lower my premium so the better for me. When i was still doing P and C insurance i had my S listed as a pleasure driving vehicle with mileage under 9K for a year and the main transportation vehicle my old sebring.
You might want to look into doing something similar....because the S commands a higher premium the pleasure driving status helps to reduce costs.
They did check my credit history but didnt mind. It actually helped lower my premium so the better for me. When i was still doing P and C insurance i had my S listed as a pleasure driving vehicle with mileage under 9K for a year and the main transportation vehicle my old sebring.
You might want to look into doing something similar....because the S commands a higher premium the pleasure driving status helps to reduce costs.
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