howardtan

I spotted this accident.

But umm i'm sure you can claim those, they are your belongings (I took out a lot when I crashed my is300). You are suppose to take out whatever belongs to you.

Good thing you are safe though, doubt it's totaled though.

6gearpower

Glad you are okay.

r_duff

most insurance will automatically cover something that REPLACES a stock part (like radio, radiator, wheels) for the market value... or atleast pay for the stock replacement cost. Anything that is an addition to the car (like speaker box, turbocharger, body kits) will not be covered unless you have a specific endorsement... This all depends on your policy, of course.

HOWEVER!!! you are the CLAIMANT in this case... you should be going thru the insurance of the at-fault party, and they owe you for EVERYTHING!!!!

its good to be the claimant... its bad to be the insured. I say this because you have a contract (policy) with your own ins. company as the insured, but the as a claimant, filing thru some other insurance company, you have no contract.

BSeriouS

You couldn't have said it any better

BSeriouS

PS. I do not think the car is totaled, but then again, I wouldn't want to drive a car thats been hit like that even after a repair

Millenion LTD

if an estimate is over 75% of the cars value, will they just consider it total?

r_duff

there is no black and white rule on totalling a car. To the insurance company... it's whatever's cheaper. Generally, they go to 80%, leaving out the 20% in case of supplemental damage (like they find frame damage AFTER their inital estimate). Totally up the the adjuster in most cases.

1036AP2

considering you got T-boned, i think the car held up well

glad to see you are ok...

Millenion LTD

thanks for all the kind words guys


guess ill just get a really high estimate

marlonRocks

yea, doesn't look totaled, some of the scratches will buff right out..hehe,jk..good to hear you're okay...and it looks like the car held up pretty well, how fast was the other guy going?