Where do you get your health insurance
#32
Registered User
Originally Posted by Morris,Feb 1 2011, 03:51 PM
I'm self-employed, but have insurance through a professional organization, which in turn, is insured through Blue Cross. For just me and the +1, I pay 1,467.00 per month, and under my HSA plan, I have a 6,150 deductible.
That's medical and Rx only. Dental is another 107, I think.
That's medical and Rx only. Dental is another 107, I think.
I'm on a high-deductible plan where I work: single coverage, the deductible is 2400 or so. However, they cover recommended preventative care up front.
I've got about 11k in the HSA at this point, so the high-deductible plan has worked well for me so far, given the lower premium.
#33
Both the +1 and I have good medical coverage at a reasonable cost. Mine is government (BCBS) and will continue into retirement. The dental coverage isn't great, but it's OK. I could buy additional dental (and vision) coverage but I choose not to. His is retired military. Plus he has some coverage via his current employer. We will probably keep them separate even if we get married. Works better that way.
#35
Thread Starter
High deductible plans are not an option here in MA. Highest deductible you can have is 2K, or the plan does not meet "Minimal Credible Coverage" requirements. If your plan doesn't meet the requirements, you are subject to loss of tax exemptions and fines.
Mr. Romney did great things for us.
Mr. Romney did great things for us.
#36
Originally Posted by Lainey,Feb 2 2011, 07:35 PM
Best medical plan, EVA!
I have an equally ingenious and cost-saving plan in place for my mother's funeral expenses. It consists of my pickup, a Hefty bag, and a midnight visit to a McDonald's dumpster.
#37
Thread Starter
Wow! Have you told Mom of her future arrangements?
#38
Originally Posted by Lainey,Feb 3 2011, 08:36 AM
Wow! Have you told Mom of her future arrangements?
These are tough economic times, so one has to be resourceful.
#39
Originally Posted by dean,Feb 3 2011, 07:53 AM
Long ago. I also told her what her longterm care would consist of, should the time ever come. I'm taking all her identification and dropping her off at the Sawgrass Mall to wander aimlessly.
These are tough economic times, so one has to be resourceful.
These are tough economic times, so one has to be resourceful.
#40
^ Maybe we should warn her. But she's probably got Dean's number by now.