My insurance company has recommended an umbrella policy. I looked at the pros and cons and it does seem to make sense for my situation. Do any of y'all have one? If you are lurking about, Legal Bill, I'd like your opinion, also. Thanks.

 

Yep...got one. Since I own property in a couple states, thought it was wise to cover my a$$ against frivolous law suits.

 

It's a cheap tool that gives you great liability protection. Just in case.

fltsfshr

 

Yes, we have one .... and as fltsfshr said....just in case.

 

Yep. For protection in a litigious society.
But it means I have to have the same coverage on all the vehicles.

 

We have one.

 

Don't have one..... maybe I should. What are the cons besides the cost?

 

None, that I can think of. Plus, the cost is minimal for what you get.

 

Make sure your primary policies have sufficient limits so you have no gaps in coverage. Look closely at the exclusions before you buy.

 

Thanks for the comments so far.