CIBC, I think I just got a statement that said it has a interest rate of 1.93%

Rod

 

You can look up bank rates for saving or CD's
https://www.bankrate.com/banking/savings/rates/

Rod

 

Y’all do GICs south of the border?

4.5%@1yr didn’t seem terrible to me and expecting that to go up.

 

I agree that is somewhat of an "oxymoron". But given that rates that most banks are paying, these are "high yield" by comparison.

 

Pentagon Federal CD rates 1 year 2.6%, 2 year 3%, 3 year 3.25%

 

I went to renew a C.D. last month and my bank tells me they can only give me less than one percent however if I have 25k in new money they can give me over three percent. Just checked rates and now they have an offer if you deposit 100k in new money in a C.D. they will give you almost four percent but if I currently have 100k in the bank they are still only offering around one percent. My answer to them would be I'm going to look for a bank that is offering the same deal as you are and take my money out of your bank and put it in theirs. Guess the days of rewarding customer loyalty is wrong.

 

4.641 APR (4.75 APY) 19 month CD from Synchrony Bank. That's an introductory rate but their regular CD rates are pretty competitive too. No minimum. No maximum.

Synchrony (formerly GE Capital) is an on line only bank. No brick and mortar to pay for.

 

Salem Five Direct has a money market rate of 4.10% $10 min.

Rod

 

I am looking for safe investments and am considering Capitol One CDs or Bonds. Capitol has a 5 year at 4.25% and that could go up with another interest rate hike. I don’t know much about bonds. Are they better than a CD.

 

Look at CDs through your broker. There are dozens over four percent with nine months to a year maturity. I just bought two in my IRA.