View Poll Results: Do you carry cash?

I use debit and credit cards for everything, carry very little cash

46.58%

I use only cash

6.85%

A little bit of both

35.62%

I carry no cash, gets embarrassing at times

5.48%

I need no cash, Lainey and Rick keep me supplied....

5.48%

Voters: 73. You may not vote on this poll

Debit card, credit card or cash

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10-06-2007, 01:42 PM

#51

plantpixie

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Join Date: Nov 2003

Location: Clifton,VA

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Congrats, Deb!

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10-06-2007, 02:58 PM

#52

PanteraKitty

Join Date: Dec 2005

Location: Stockbridge, Georgia

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I remember reading something about part of your credit rating being figured on a proportion of available credit compared to how much you actually owe.

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10-06-2007, 03:40 PM

#53

Matt_in_VA

Join Date: Apr 2003

Location: Clifton, VA

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Quote:

Originally Posted by Starbrd,Oct 6 2007, 12:50 PM

That's not true. I always pay off my Amex and CapitalOne cards each month and my credit rating is about as high as it can get, within twenty points of the max. A day does not go by where I don't get an offer to open a credit card account from some bank.

Well, unless something has changed in the last few years (I guess I need to get an updated credit report as it has been a while since I last checked) Amex does not report to credit bureaus when one pays as agreed. They only report you when one is late. So, in other words they can be your best friend (by making problems and disputed charges go away) or your worst enemy (if you get behind with them) IMHO.

I have been carrying an AMEX card since 1977 and the last credit report I looked at AMEX was not even on it.

We do have enough "Rewards" points for a two week cruise.

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10-07-2007, 05:59 AM

#54

Grendel

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Join Date: Aug 2007

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I carry debit cards only. I haven't owned (or been owned by..) credit cards in nearly 10 years. The only hiccup in my plan is car rental is sometimes tricky with the debit card.