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Cash vs. Gift Card

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Old 12-21-2009, 05:30 PM
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Default Cash vs. Gift Card

The Shopping - are you done? thread brought up the subject of giving Gift Certificates (otherwise known as Gift Cards around here). I wonder why not just give cash? Why restrict the receipient to spend the money at only one location with a Gift Card when cash can be spent on anything anywhere?

If someone is going to give me spending money, I'd prefer cash instead of a Gift Card. Opinions?
Old 12-21-2009, 06:10 PM
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My .02. A gift card shows a little more thought was put into the gift. I know which restaurants my son likes and I know where he and his wife get their hair cut, so I make the trips to get the certificates.

There is nothing wrong with cash. The gift card, to me, is a bit more personal, I like to receive them, though cold hard cash is never refused.
Old 12-21-2009, 06:48 PM
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I prefer cash. gifts cards have nasty little restrictions in them and some decay over time.
i.e. they are charged a fee every month until there is nothing left.
Old 12-21-2009, 08:25 PM
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Originally Posted by Lainey,Dec 21 2009, 07:10 PM
My .02. A gift card shows a little more thought was put into the gift. I know which restaurants my son likes and I know where he and his wife get their hair cut, so I make the trips to get the certificates.

There is nothing wrong with cash. The gift card, to me, is a bit more personal, I like to receive them, though cold hard cash is never refused.
I didn't give any gift cards this year but my kids both had something specific in mind so I sent them checks that covered the purchase prices.
Old 12-22-2009, 05:53 AM
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Personally I think gift cards are a pain.
Old 12-22-2009, 05:57 AM
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With 33% of gift cards never cashed in, they are a retailers dream.
Old 12-22-2009, 06:04 AM
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Cash is King!
Old 12-22-2009, 06:06 AM
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People, please send me the gift cards you don't want, or the ones you think you might forget to use.

If you buy a gift card for a place the recipients will frequent, it will get used. I've always used every gift card or gift certificate I've received.

I know some folks who toss them in a drawer and forget about them, but they have a lot more $$ than we do.
Old 12-22-2009, 06:25 AM
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Originally Posted by Jumpy Guy,Dec 22 2009, 09:57 AM
With 33% of gift cards never cashed in, they are a retailers dream.
Exactly. I just found one in a coat pocket by accident when I was making room for winter coats in the closet. I won't tell you how long it was there!
Old 12-22-2009, 06:51 AM
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I have done both. Depends on who the person is and what exactly they want. I have also used pre-paid debit cards as well.


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