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What are some cheap Canadian insurance companies?

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Old 05-08-2008, 06:03 AM
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Originally Posted by Eric220,May 8 2008, 06:34 AM
Is the car under your name as a primary driver?

I'm only 19, and under my name its $595 CAD a month with a clean record..but if I were to put my dad as a primary and me as a secondary...it would only be $184 CAD a month with RBC insurance, does that sound legit?
Doesn't sound legit unless daddy will be driving it primarily

Yeah that probably sounds about right in terms of cost. I paid between 3 and 4 grand for a long time on much older vehicles. I've had the S for a couple years now and over that period of time alone, seen the monthly premiums go from about $245 to $108. You'll see when you're slightly older if you don't develop a bad record.
Old 05-08-2008, 09:39 AM
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Originally Posted by MikeyCB,May 8 2008, 06:03 AM
Doesn't sound legit unless daddy will be driving it primarily

Yeah that probably sounds about right in terms of cost. I paid between 3 and 4 grand for a long time on much older vehicles. I've had the S for a couple years now and over that period of time alone, seen the monthly premiums go from about $245 to $108. You'll see when you're slightly older if you don't develop a bad record.
Yeah, my dad's got a clean record for 43 years. The only reason were putting it under his name (primary driver) is so insurance is low until mine starts dropping. I still have to pay for the S myself though. Is that a good idea to put it under my dad as a primary till my rates drop when im older?
Old 05-08-2008, 09:47 AM
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No, it's not and I've said this before to others, cut the cord and man up, pay for your own crap in life. If you can't afford the insurance, go back to a civic.
Old 05-08-2008, 11:34 AM
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Originally Posted by 3ngin33r1,May 8 2008, 09:47 AM
No, it's not and I've said this before to others, cut the cord and man up, pay for your own crap in life. If you can't afford the insurance, go back to a civic.
I can afford it myself, but why pay more when its not really necessary. Same coverage, same options, but different price. It's called saving money.
Old 05-08-2008, 12:09 PM
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You can do it and nobody will know, until one day you might get into an accident and that's why police start questioning you whose vehicle this is. You can of course lie and say your dad drives the s2k most of the time but trust me, the police WILL find out, and when they find out, that's when you are in deep trouble. Just pray that you'll never get into an accident =) I had a choice of registering the vehicle under one of my parents' name also, but I decided not to. Shit happens you know.
Old 05-08-2008, 12:37 PM
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Originally Posted by Vik2000,May 8 2008, 12:09 PM
You can do it and nobody will know, until one day you might get into an accident and that's why police start questioning you whose vehicle this is. You can of course lie and say your dad drives the s2k most of the time but trust me, the police WILL find out, and when they find out, that's when you are in deep trouble. Just pray that you'll never get into an accident =) I had a choice of registering the vehicle under one of my parents' name also, but I decided not to. Shit happens you know.
Heh, well my dad's been doing it for all of our family and nothings happened *knock on wood* but how can police really tell who drives it more?
Old 05-08-2008, 01:04 PM
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I'm in BC Canada as well, and pay $937 per year with full Business, PLPD and collision coverage.


Mike
Old 05-08-2008, 01:19 PM
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How old are you? 937 in BC? what's PLPD btw.
Old 05-08-2008, 01:50 PM
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Originally Posted by Eric220,May 8 2008, 12:34 PM
I can afford it myself, but why pay more when its not really necessary.
It's called being an adult.
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