Ways to make insurance cheaper
12-10-2002, 08:49 AM
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Ways to make insurance cheaper
Hi,
I'm going to buy my s2000 sometime in January or February. I just got off the phone with my insurance company and they tell me that the payments will be like $310 a month. This isn
I'm going to buy my s2000 sometime in January or February. I just got off the phone with my insurance company and they tell me that the payments will be like $310 a month. This isn
12-10-2002, 08:53 AM
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The three largest contributors to insurance rates are:
1) Location
2) Tickets/accidents
3) Credit
If you don't have #2 or problems with #3 than your only option is to move. Outside of that, you can improve your credit rating and/or wait for tickets/accidents to fall off your record after three years.
1) Location
2) Tickets/accidents
3) Credit
If you don't have #2 or problems with #3 than your only option is to move. Outside of that, you can improve your credit rating and/or wait for tickets/accidents to fall off your record after three years.
12-10-2002, 09:08 AM
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I get a discount from Allstate on my S2000 by agreeing to drive it less than 5000 miles per year and no commuter driving.
I get to drive it 16 more miles before the first week of January if I don't want to exceed this year's mileage allotment.
I get to drive it 16 more miles before the first week of January if I don't want to exceed this year's mileage allotment.
12-10-2002, 09:28 AM
#5
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Get a motorcycle and claim it as your primary vehicle and keep your S as a "pleasure car" maybe even put a milage cap on it. Just be sure to up the milage if your going to go over!!!!
12-10-2002, 09:31 AM
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1. Get older
2. Get married
3. Keep away from tickets and accidents
4. have a multi-policy account (i.e. home and autos from the same company)
5. Keep annual mileage low or register as a "weekend car" (if you can reasonably do so)
6. If you are married and you have tickets/accidents, but your wife doesn't, register it in her name
7. Shop the policy each year (especially if you don't have a multi-policy account)
8. Increase your deductible
9. Move to a cheaper area for insurance
10. Unless you move with #7, keeping your policy with a single company can yield multi-year discounts
11. Have an alarm installed (YMMV. Might not save you anything)
2. Get married
3. Keep away from tickets and accidents
4. have a multi-policy account (i.e. home and autos from the same company)
5. Keep annual mileage low or register as a "weekend car" (if you can reasonably do so)
6. If you are married and you have tickets/accidents, but your wife doesn't, register it in her name
7. Shop the policy each year (especially if you don't have a multi-policy account)
8. Increase your deductible
9. Move to a cheaper area for insurance
10. Unless you move with #7, keeping your policy with a single company can yield multi-year discounts
11. Have an alarm installed (YMMV. Might not save you anything)
In his situation, this is the main point but I don't think he can wait that long.
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12-10-2002, 09:55 AM
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I want to use the S as my Daily driver, so the Cap on the milage wouldn't be sufficient nor would a second car, but thanks for the idea.
Does anyone have a car in their parents name in any way and how much cheaper does it make your payments.
Does anyone have a car in their parents name in any way and how much cheaper does it make your payments.
