With a car approaching nearly a $20,000 value hopefully you had collision. If so I think it might be in your best interest to use it in this case and go under insurance, but get ready for a steep increase in rates down the road. At least you're okay, too bad for the car. You should have already had those tires changed out, but since you didn't should have been driving extremely cautiously particularly in bad conditions. Even with good tires on all corners you should be driving much more carefully in the rain with a rwd sports car, but all the more reason to have good tires for the conditions with remaining tread. I'm not sure how long you have to report the accident to the insurance company, but you should have hopefully done so by now if that's the route you're planning on taking and having them cover your loss, or otherwise tomorrow (Monday). If you don't have collision coverage, I think you're likely out of luck and might be best not reporting it to the insurance company which would likely raise your rates, yet not cover the damage . Your insurance statement online should even say whether you have collision coverage or not, I'd look at it asap if you aren't sure.

 

I wasn't confused about what type of insurance I have, I have full coverage on the car I just wasn't sure if me being at fault they would be willing to cover the damage, I am young (20's) and I have not had any other accidents so no experience actually having to use my insurance and how they go about things.

 

We buy insurance to help in conditions like these. Is there a lien on the car?

Just curious what tires completely wear out in 2,800 miles?!

Any reason the link to the photos disappeared?

-- Chuck

 

Yeah brand new tires do not wear out like that in 2800 miles driving on the street. I'm curious, since you have a DBW car... did you have VSA turned off?

 

They'll cover it. Then your rates will double at your next renewal.