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Question about insurance/soft top replacement

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Old 10-13-2007, 09:46 AM
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Default Question about insurance/soft top replacement

Hey guys someone cut my soft top open, so I'm now thinking about putting a claim through my insurance. Does anyone in the area work for or own an auto upholstery shop so that I can get an estimate. Ideally what I'd like to do is take the money my insurance company sends me and put it towards a hard top rather than another soft top.
Old 10-13-2007, 10:12 AM
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Your insurance will probably try to only pay you for repair, and not replacement.
Old 10-13-2007, 10:23 AM
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I'm pretty sure that with full coverage insurance you have the option to get it repaired to OEM specs. Meaning that looking at the car it would look as if the top were never harmed. Can anyone verify this?
Old 10-13-2007, 10:37 AM
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Originally Posted by slates74,Oct 13 2007, 10:23 AM
I'm pretty sure that with full coverage insurance you have the option to get it repaired to OEM specs. Meaning that looking at the car it would look as if the top were never harmed. Can anyone verify this?
Some insurance is underwritten to use OEM parts ONLY, but 95% is not written that way, but you do have the right to take it any repair place YOU want, so take it to a dealer that will not send it out to get repaired.

Good Luck
Old 10-13-2007, 10:58 AM
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Would they even try to REPAIR a soft top? I thought they would be replaced whenever cut. What would a repaired soft top look like and how would it hold up under repeated opening and closing?
Old 10-13-2007, 11:04 AM
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^ That's what I'm thinking. I just want them to cut me the check so I can go hard top ! lol
Old 10-13-2007, 02:20 PM
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#*$& that top up even more to the point that is non-repairable. It'll assure they don't try to have it repaired.
Old 10-13-2007, 02:27 PM
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A friend of mine who has an 2001 S2000 Had this S2 jack by some kid who took it for a joy ride and they cut this top to get in. His insurance Replace his top with a new one from the honda dealer
Old 10-13-2007, 03:30 PM
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Originally Posted by rocrfella,Oct 13 2007, 02:20 PM
#*$& that top up even more to the point that is non-repairable. It'll assure they don't try to have it repaired.
id do that to my top and then get my hard top
Old 10-13-2007, 03:57 PM
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my 2004 in great shape but showing some signs of wear, was vandalized while in a body shop parking lot over night, they took responsibility. they said they paid (calif prices) about 1100 to have the top put back, complete...new rubber here and there too...then it was discovered that the frame was bent...really bad...would not close right, took weeks to back and forth till i suggested this...another 1600 i was told was spent, now it is 100%. no new rear window was needed, all factory honda parts and a specialy shop doing all the work. hope this helps. your car is newer so i can't see why they would not replace the top...oh...making a deal for money towards a hardtop may not work as they have a responsibility and contract that says repair or replace parts rather than:"ok...do whatever you want with the money which makes better sense to you".


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