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my s2k got broken into! :(

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Old 10-01-2011, 04:57 PM
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Originally Posted by kryptonite
That sucks. From personal experience, going with insurance isn't the greatest of ideas. Some asshole keyed my entire car to the point where the scratch couldnt be removed. the paintwork was around 1700 and I opted for insurance only to get a 2000 dollar a year hike for the next 3 years ... not to mention my 500 dollar deductible. Considering from what I can see they just ripped your top and a couple of trim pieces, I doubt you'll get a large amount from them. Insurance appraisers are pretty stingy bastards

Time to get one of those alarm systems with the convertible top sensor

Totally just saw the check total 3 grand would buy a lot of nice little things
I'm surprised that the insurance rates go up, in Canada rates usually don't go up because of theft and vandalism. I confirmed with my insurance co. When my civic was broken in.
Old 10-01-2011, 06:26 PM
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Ditto on the Viper alarm, my first upgrade. It pages me if someone screws with the car!

-jazzman
Old 10-02-2011, 09:25 AM
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Larry had a viper alarm and his car was stolen... Get something better like a gps tracker
Old 10-02-2011, 09:37 AM
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Well and a sensitive alarm. That's what I'm going with
Old 10-03-2011, 05:42 AM
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Unless insurance law has changed in the last few years in Texas, filing a vandalism / theft claim for an incident that occured on your own property will not trigger a rate increase. However, if this occurred somewhere else, a rate increase would follow.
Old 10-05-2011, 01:14 PM
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Man that's horrible, insurance is definitely a rip off. I just picked up my s2k just over a month ago and am heading down to DFW for a business trip. Fortunately i won't be taking the S2k with.

Can anyone comment on good things to do in DFW?
Old 10-05-2011, 01:25 PM
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My father got into the same situation as you have 3 years ago.
The insurance paid him a lot.

He ended up using the money for :
a OEM hardtop
Soft Top (in which he installed himself)
Greddy Stage 1 turbo
and some bills

He got all this stuff from people slashing his soft top, and trying to yank out the cluster.
Old 10-11-2011, 07:10 AM
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Originally Posted by InTheZone
Originally Posted by ellebeth' timestamp='1317487096' post='21030428
Yes the rates do go up.
some companies don't make your rates go up.

BTW insurance is such a bs scam. pay to be insured, still have to pay deductible, and some places on top of that increase your rates. And you could have a never made a claim in years yet you never see any of that money again.
you dont have to pay a deductible you choose to pay a deductible. your rate just goes up a lot when you choose a $0 instead of $500.
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