S2000 Talk Discussions related to the S2000, its ownership and enthusiasm for it.

Looking to get a used s2k, insurance question...

Thread Tools
 
Old 09-28-2007 | 08:21 AM
  #1  
doctaC's Avatar
Thread Starter
Registered User
 
Joined: Sep 2007
Posts: 7
Likes: 0
Default Looking to get a used s2k, insurance question...

How's it going everyone, new to the forum. First of all, this winter I will be handing my 06 Altima down to my sister (along with the payments) and will be in the market for something. I've thought about it over and over, and I definitely want an S2000, preferably used under 50k miles in the $15-20k range.

My question is, what do you all pay for insurance per month? I am 23.... and I have indeed been in one accident. I actually went to progressive recently for a quote, and they said 205/month, which I though was solid, but I'm not sure how accurate that is. That did indeed include my accident though. I guess if you guys could give me some numbers, I'd feel much better about investing into the S2k. Late November is when this will probably all go down, as my salary is going to increase (right now I'm in a 90 day eval period in an IT dept.... honestly not sure how much I'll be bumped to).

I guess if anyone is looking to sell their S2k, hit me up also, I'm very serious about this.

Also, if it matters, my car before the Altima was an 02 SE-R Spec V, and I've been hurting to get back into something sporty ever since I got rid of it.
Old 09-28-2007 | 08:27 AM
  #2  
GroovyNeilNeil's Avatar
Banned
 
Joined: Oct 2004
Posts: 1,151
Likes: 0
Default

I'm 22, insurance for full coverage is 170/mo with nationwide.
One ticket, no wrecks.
Old 09-28-2007 | 08:32 AM
  #3  
Ouhei's Avatar
Registered User
 
Joined: Mar 2005
Posts: 2,421
Likes: 4
From: Raleigh, NC
Default

I'm 21 with one accident on my record and I pay ~120/mo from geico with decent coverage.

You should be able to find plenty of s2000's in your price range and criteria, esp now when the market isn't as hot (winter + convertible sports car = slower market). You should try and narrow it down, do you want AP1 or AP2, colors and things you want in the car (02+ AP1's have glass windows and nicer interior etc).
Old 09-28-2007 | 09:00 AM
  #4  
Sabre's Avatar
Community Organizer
15 Year Member
 
Joined: Jan 2006
Posts: 7,961
Likes: 12
From: Oregon City, OR
Default

As said in countless other threads, insurance price varies greatly from local to local for similar spec cars/drivers and also depends on specific coverage and deductibles.
I pay 103/mo for full coverage with 500/500 deduct. with SafeCo with a clean record and two minor claims for windshield chip repair (doesnt affect my premium though).
Old 09-28-2007 | 09:08 AM
  #5  
doctaC's Avatar
Thread Starter
Registered User
 
Joined: Sep 2007
Posts: 7
Likes: 0
Default

I'm aiming at 02+, if I can get an AP2 in my range I'll probably go for it, just b/c they look a bit more modern, I'd be fine with either motor. I would preferably have a black s2k, but right now there is a red one I'm keeping my eye on. I live in FL by the way, so winter is not existent : ).
Old 09-28-2007 | 09:10 AM
  #6  
ta845's Avatar
Registered User
 
Joined: Aug 2007
Posts: 70
Likes: 0
From: Maryland
Default

I have an 04 and I am 29. I pay around $100 per month for full coverage w/ 1 accident. Be sure to carry a low deductible for comprehensive coverage. If someone cuts into your top, steals your seats, or even your car, that is a comprehensive claim. You can offset higher premiums by having a high collision deductible like $500 or $1000. Collision claims are at fault accidents. Also, make sure you carry good liability limits. Bodily injury limits at $100K and Prop Damage at $50K or $100K.

I work in the exciting world of insurance.....
Old 09-28-2007 | 09:13 AM
  #7  
CKit's Avatar
Former Moderator
 
Joined: Aug 2004
Posts: 14,730
Likes: 8
Default

Remember to budget enough for fresh rubber (probably yearly if daily driven). Rear tends to hydroplane... even before the wear bars.
Old 09-28-2007 | 01:32 PM
  #8  
ashamouel's Avatar
Registered User
 
Joined: Jun 2007
Posts: 809
Likes: 0
Default

For me, 19, 2007 s2k, with minimum coverage, 1000 deductible and 500 for theft/vandalism, I pay 300 dollars a month. Also I live in the great state of CA, in the middle of the Bay, so it might be a bit higher.
Old 09-28-2007 | 01:36 PM
  #9  
J-rod's Avatar
 
Joined: Jul 2005
Posts: 1,210
Likes: 0
From: San Diego
Default

I'm in IL. 21 years old. I drive an 01 with 45k miles


and I pay $50/mo for full coverage (accident, medical, flood, fire, theft/vandalism, etc.)

I'm still on my parents policy, and I get to stay there till I graduate law school! how freakin sweet is that?!
Old 09-28-2007 | 01:37 PM
  #10  
rajun asian's Avatar
20 Year Member
 
Joined: Oct 2002
Posts: 2,939
Likes: 1
From: Statesville, NC
Default

36 years old and I pay about $800/yr. with Erie ins. w/ $250 ded. But If I were you, I'd def. call the insurance co. YOU deal with and get an exact quote.


Quick Reply: Looking to get a used s2k, insurance question...



All times are GMT -8. The time now is 06:26 AM.