cattracks

What do I do about Ins. I was just dropped by safeco. To many mods. on the car.

I was told about a compny called Hagerty (sp) they were all over it, going to ins. it for 100,000...........then with the extra forms and more pics, they found out that I had Nitrous, they dropped me like a hot rock!!! I have now not a clue on what to do.

Does anybody have any idea's I have never had an accident, it is not a daily driver, and I have only one ticket on my record for 9 over.

I also heard about a company by the name of AOunderwriters. I'm working in Iraq, so I e-mailed them with no response. I tried again, and the same, no response. I am at the end of my rope, Please HELP!!!!!!!

steven975

the whole nitrous thing shoots up your risk so much they don't want to deal with you. While realistically you may not be a risk, the perception the insurers have of you is that you will cost them a bundle...eventually.

cattracks

And I agree with all that. I would hate to have to remove the Nos. just to get Ins., but that might be the only way. I think that I might have to start my own thread to get some more options.

Anybody else out there with a thought????

dmw16

As I understand it, it has to do with being sued. If you own a house, extra cars, etc that someone could take from you if you were to be sued than extra coverage is better. In fact, if you have a house and stuff, get an umbrella policy (covers you for $1mil beyond your other insurances), but if you live in an apartment and own a TV and couch then dont bother being covered like you own a house.