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thats a hard guess! it depends where u live and all other info! I got friends that pay 85 bucks a month all the way up to 200 bucks. The cr will be around the same price to insure.
It's really not very hard to get into an S with a hardtop. The only issue is the cost of replacement of the soft top fabric if it is cut. Either car is simple to break in to.
The hardtop isn't a safety factor....it provides zero structural support. That piece of aluminum will buckle about as easily as the softtop when the car is turned upside down.