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Hit by uninsured driver - total loss?

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Old 04-02-2010, 05:33 AM
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Default Hit by uninsured driver - total loss?

UPDATE (5/16/2010)



About a month after my accident, I picked up a Silverstone MY04 with 29K miles on it & brand new tires. Vehicle is completely stock, no lip or spoiler. Previous owner (Cincy/Newport area) upgraded to a 911 Carrera 4S - it looked AWESOME in the garage!

As many have suggested, I did end up getting another S, because I was just in love with it. I test drove a friend's Evo VIII, mazdaspeed 3, and '06 WRX, but I still ended up buying another S.

Anyway, I've driven the AP2 for 3 weeks now (I knew my account name was going to come back to bite me one day...), and I definitely feel some differences. There is almost no studder from the engine at low revs. Under normal driving, I could almost always be in a gear higher than what I'm used to at a particular speed. The flywheel is heavy - I feel it every time I try to shift quickly. The handling feels quite different. The back end feels way less eager/loose. For the first time entering an on ramp, I got understeer. I feel like the rear end on my AP2 is less communicative as far as giving warning is concerned - maybe I haven't pushed it enough, and also it could be the tires. Anyway, I'm really happy with the car; everyone thinks I got my old car fixed

************************************************** ****

Start with some pictures first









STORY:

It was 10~10:30pm, I was driving northbound on Cleveland Ave (between Morse Rd and 161). I was going 35-40 MPH, and all of a sudden, I see a car somewhat sideways in front of me. At that point, I realized that said car had lost control, and that it was in a spin coming in my direction. It was already too late, because my airbags went off immediately after I realized the situation.

I was able to walk out with a swollen lower lip due to the airbag. The other guy (mid 90's Altima) was in a bit of pain. I looked at both cars, and discovered that it was a head on collision. At that point, a Merc pulled over, and I thought the driver was being nice and stopped since he saw the accident. I went over to ask if he saw exactly what happened, and he told me that the guy in the Altima rear-ended him first, and tried to pass & get away, at which point he lost control...

The guy had no insurance, no license, no ID. So...I guess this is what you call unfortunate.

INSURANCE:

$13500 for total loss OR $9000 + keep the car

What do you guys think? This is a MY01, with 81k miles on it.
Other parts added:
wheels
intake (AEM v2)
exhaust (T1R 60RT)
HU + DCI mod (Alpine...forget the exact model)

Any advice is welcome since this is the first accident I've been in. In 6+ years of driving, I've only gotten 1 ticket (speed), so my insurance was reasonably low, but I'm sure it'll shoot through the roof now...

Thanks in advance.
Old 04-02-2010, 05:40 AM
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That car is a mess and $13.5k seems pretty generous.



Take the deal!
Old 04-02-2010, 05:40 AM
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Sorry to hear about the car, at least you made it out fine.

IMO i would take the cash. 13.5k for a MY01 with 80k miles is pretty damn good if you ask me.
Old 04-02-2010, 05:44 AM
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What would you do if you took the car? Part out whats left and try to make at least $4500? That car is toast, take the $13.5k
Old 04-02-2010, 05:49 AM
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^^Agreed with above. Total it and move on. You can get another S in good shape with lower mileage for that money or use it as a down payment for something else.

Sorry to hear about it, but at least you made it out ok!
Old 04-02-2010, 05:51 AM
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[QUOTE=deathsled,Apr 2 2010, 09:44 AM] What would you do if you took the car?
Old 04-02-2010, 05:51 AM
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Glad to hear you are OK.

Take the $13,500
Old 04-02-2010, 05:52 AM
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Sorry about your loss, I'd take the money and buy another "S". The money the insurance company offered, $13,500, is great deal considering what they seem to be selling for during these economic times. Good Luck and at least your OK!
Old 04-02-2010, 06:06 AM
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OMG!! Sorry about the S but your are ok and that is what is important. I would take the $13.5K and use part of it to have the guys legs broken!!
Old 04-02-2010, 06:20 AM
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thanks everyone. i was pretty devastated this whole week, because i loved my S, as everyone here does.

initially, i was thinking maybe i need a change, and go with an 06-07 WRX or STI or something. but throughout the week, i haven't been able to convince myself NOT to get another S, because it is a beautiful car, fun to drive, easy to work on, decent MPG, reliable and SAFE, etc

maybe i will test drive a WRX...but idk, i really think i'm still leaning towards another S.


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