It seems almost everyday I get one or two, sometimes three, letters in the mail stating that I'm pre-approived for some credit card.

I end up shredding them, but is there anything I can do to get these credit card companies to stop sending me these letters?

 

http://forums.s2ki.com/forums/showthread.p...threadid=209036

 

I don't think this will stop them from sending crap to you, but here's one strategy. Take the application form from one company (blank, or with "void" written on it or something) and put it in the return envelope for another one. They're typically pre-paid postage, so it costs you nothing. But some poor bastard back at the credit card companies has to open the stupid letters. It's at least a small piece of revenge for those schmucks cluttering up your mailbox .

 

There is a whole business in companies selling your personal information to other companies so they can send you more offers. I don

 

[QUOTE]Originally posted by Hustn


Another thing, every time you apply for credit and your credit history is checked, it lowers you credit rating for a period of time.

 

who cares. the credit card is giving printing company business while they lose $$ printing n sending out those spam mail

 

http://www.ftc.gov/privacy/protect.htm#Credit

The three major credit bureaus may have different requirements on how to opt-out. You can write your own letter or use our Sample Opt-Out Letter to request that your personal information not be shared with others or used for promotional purposes.

The national credit bureaus offer a toll-free number that enables consumers to opt-out of all pre-approved credit offers with just one phone call. Call 1-888-5-OPTOUT (1-888-567-8688) for more information.

Visit the web site or phone each bureau for their most up-to-date information.

Equifax, Inc.

Experian

Trans Union


The FTC publishes free brochures on credit-related issues. For a complete list of publications, write for Best Sellers, Consumer Response Center, Federal Trade Commission, Washington, DC 20580; or call (202) FTC-HELP, TDD (202) 326-2502.

 

I shred em and toss em.

 

^^me too...

 

recycle the paper