Are you a student at OU by any chance? If so you could try the law school at OU. They usually have help at low or no cost for students.

You could always find an attorney that works on contingency. In the cases where they are going after insurance companies the usually do. The contingency may be 33% so you need to make sure you'll get what you need to replace your vehicle at least after the contingency is taken out. You may find that you get more, depends on how good the lawyer is.

 

I am active duty military. I fly on the AWACS.

 

That's right, you said that. See if the military has access to cheap/low cost lawyer's for you, otherwise you can try the contingency plan.


I found this with a quick search. A place for you to start and maybe get help finding where to go next if they can't help you.

"While it is true that all active-duty (and in some instances, reserve) soldiers, sailors, airmen, marines, and their family members, are eligible for limited free legal assistance provided by the full time Judge Advocate General's Corps stationed at military posts, not all family legal problems can be processed promptly or efficiently through the Military system."

 

Found this on the Oklahoma Insurance Department's website:

and this:

They also have a Complaint form that you can fill out and submit online.

 

That's a really crappy situation. Nice help from Raj and Julie.

First of all, do not accept what they are offering you, or you may as well just call it quits. Sounds like you should look into the whole legal situation and see if assistance or advice is available to you through the military. I've watched nearly all seasons of JAG on TV, so if I can help, just let me know

Find some local advertisements for the same vehicle to prove you did not overpay (hopefully you didn't) and supply them to the insurance company with your receipt. I'd give them 3-5 comparables.

If you really come up to a dead end, maybe it makes sense to call your local politician who oversees police and emergency services, and let them know that you were hit by an on-duty police officer and will now be incurring personal expense as a result. You can even notify local media if you'd like, as the idea of police endangering the public is pretty attention-worthy.

It's just a backup plan that I would consider if tradtional methods of getting things righted doesn't work.

 

I'm going to talk to somone at the police station today while I'm getting the police report.

I think I will go around where I got the blazer at at get the prices from them. I honestly got a deal compared to what the 4 other ones I was looking at would have been. They were JUNK compared to mine and they were wanting like $300-400 more than what I paid with less miles.

I don't understand how I have such bad luck...

 

Went and got the police report today. Also got a claims sheet from city hall to ask them to pay for my blazer.

I asked about getting a rental vehicle and they said they don't work like an insurance company, and that there is no way to get a rental or replacement vehicle for the time being...

So basically it will take 90+ days for the city to take a vote to see if I should get money, and I will never get a vehicle for the time being...

 

Why is your insurance company not pursuing this for you? That's part of the reason why you have them, to ensure that when something happens to you, you have a single point of repair, coverage, and issue resolution.

If their first offer for your truck claim was too low, tell them that and provide them the comparables. If they still feel it is too high, escalate it within their claims department.

You should have a rental from them as well until you're able to replace the vehicle, which should also light a fire under their butts in terms of resolving you issue.


If you can't get resolution that way, then you file with the city. I mean it about calling your local politician. You're the ones who vote for them, and they want to make you happy. They should assist you and expedite that crazy 90 day timeframe.

 

While this is going on, see my above post and see if you can get free legal advice.

 

Definitely. A phone call or two should clarify what you have access to.