OK, I just got off the phone with the insurance agent. She said the insurance company runs the Motor Vehicle Record each time the policy is renewed. The insurance company has their OWN point system and do not base premiums on the MVR points. Their point system is based on the violations indicated on the MVR regardless of pleas (guilty versus no contest), even if DMV points are reduced by attending driving school.

The only way to keep the ticket from affecting insurance premiums is to have it dropped altogether. I would have to get a lawyer and likely go to court and contest the officer

 

Sorry to hear it man Good luck!