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what do you pay to insure your car?

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Old 11-05-2008, 07:32 PM
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NJM
1000 deb
under 975/yr
and a 2pt ticket but i don't think they care
Old 11-06-2008, 11:23 AM
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alright well i'm definitely not getting the best deal but it seems like one of the factors is how long you've been with them. i'm pretty sure b oth my parent's cars are under all state for several years now. my record for 3 years will be clean as of december and i don't even drive the car much. and i have 1k deductable. do i need to haggle with my rep?
Old 11-06-2008, 11:37 AM
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Allstate
25 No accidents 0 pts on license
1600/year
Old 11-07-2008, 09:03 AM
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Amica, two cars, s and civic, both full coverage 50/100k with $500 deductibles for both comp and colision...$750 for the s and $500 for the civic.....28, married and had an accident 4 years ago.
Old 11-07-2008, 09:04 AM
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^^^ btw...I have a monthly statement to back this up
Old 11-07-2008, 09:15 AM
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Originally Posted by S2KNJ,Nov 4 2008, 08:12 PM
edited the original post... i'm live in the "sticks" HELP!!!
he lives in the sticks, but a nice area with low crime.

andy, you ever get any update on the pricing?
Old 11-07-2008, 11:59 AM
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Originally Posted by Soul Coughing,Nov 7 2008, 10:15 AM
he lives in the sticks, but a nice area with low crime.

andy, you ever get any update on the pricing?
i agree. did you tell them you track the car a lot? maybe that can be part of the reason or maybe they saw you run on those little rallies during the summer.

honestly though, id give them a call and ask them to lower or theyre losing a client.
Old 11-07-2008, 03:54 PM
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Originally Posted by S~Factor,Nov 4 2008, 04:50 PM
I pay roughly $2088 for 4 vehicles
I'll fix that in 2 years.
Old 11-07-2008, 04:10 PM
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Originally Posted by S2KNJ,Nov 4 2008, 08:57 PM
OK Somone help me out here.... I'm paying just under $6000 per year!!!

I just got new insurance with High Point, i did it all over the phone and i was in a hurry. i paid $2857 on my credit card and figured that covered me for the whole year. Tonight i got my summary and $2857 is for 6 months!!!!! again

So i'm 40... own my home got like 6 points, no accidents great credit bla bla bla...

i carry full coverage on an 03 S2000 and 07 TL Type "S"

What the hell is going on?

I'm calling my insurance tomorrow, maybe they don't understand that the "S" doesn't get driven much?

6 month premium on the S2000 is $1380
6 month premium on the TL-S is $1470

What the hell am i missing?

BTW live in Basking Ridge, it's horse farms and pharma companies no crime...
Wow, sometime insurance agents have little add-ons and such they dont explain that you dont really need all that much. If you switch to allstate I have a great agent
Old 11-07-2008, 05:33 PM
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22, clean record, and im paying low 26xx/year for mine full coverage, under my name

for the civic, i think im paying 10xx give or take a year, but thats under my parents name


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