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what do you pay to insure your car?

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Old 11-04-2008, 08:30 AM
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damn I feel like I'm getting ripped off. I'm 23 was on my parents insurance, until I got the S. N now I'm on my own policy paying close to 3gs a year for full coverage. Never had an accidents n no points on licsense. Went from allstate to Geico.
Old 11-04-2008, 09:07 AM
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I have Jade on my policy.

Age: 21-22
With the Turbo/Boxster paying: 3300/yr for both cars.
Full Coverage
1000 Deductible
100/300 Liability Coverage
So forth....

But the turbos away in storage so right now we're paying a whopping: 1500/yr.

Edit:

No points.
No at fault accidents.

USAA Insurance Group.
Old 11-04-2008, 09:13 AM
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Does any1 know wat are the factors for wat rate u get. Cuz now I feel I'm getting ripped off. Compare to wat every1 else is paying
Old 11-04-2008, 09:22 AM
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credit score apparently...
Old 11-04-2008, 09:25 AM
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Originally Posted by My_Yella_s2k,Nov 4 2008, 10:22 AM
credit score apparently...
not all insurance companies go by credit scores but it is true. credit scores may affect your rates depending on if the company goes that route.

Age
Driving Record
How long you've had your license
Location of Vehicle
Vehicle MSRP
Safety Equipment in Vehicle (ie: abs, window etching, drl)
Credit

Just to name a few.
Old 11-04-2008, 09:26 AM
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Originally Posted by Nytruco,Nov 4 2008, 10:13 AM
Does any1 know wat are the factors for wat rate u get. Cuz now I feel I'm getting ripped off. Compare to wat every1 else is paying
all in all, they go by your "risk."

apparently if your married, your less likely to kill yourself because of your obligation to your significant other.... i guess it makes somewhat sense in this crazy world. to me, insurance companies are the biggest fraud in the world.
Old 11-04-2008, 10:41 AM
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680 every 6 month.
full comprehensive
250/500 Liability Coverage
500 deductible
Old 11-04-2008, 11:14 AM
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$275 a month for full coverage on the s and the 04 accord v6.
22 years old, had a suspended license already $200 deductable.

Family policy FTW!!!
Old 11-04-2008, 11:39 AM
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Originally Posted by Nytruco,Nov 4 2008, 02:13 PM
Does any1 know wat are the factors for wat rate u get. Cuz now I feel I'm getting ripped off. Compare to wat every1 else is paying
Insurance rates are factored on many things. Depends on where you live, how old your car is, how old are you, previous accidents,are there other licensed drivers in your house, how old are they, deductible, etc.

I pay 3gs. Have an 05. Haven't had an accident in some time before the S after is a differnet story. deductible is 1000. May be a high but the service I receive has been top notch in both my mishaps.
Old 11-04-2008, 01:15 PM
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i guess some of you are paying around what i'm paying but then again, a lot of you are paying a lot less. i've got a payment coming up soon and i gotta find a better rate


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