Insurance... Whos using what?
11-08-2010, 02:11 PM
#22
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Hi All
My name is Amit and I work at Allstate. Blueducatikidd, you're right insurance premiums vary a ton from person to person. Back in the day there was an actual rate book in agent's offices where your rate was determined by 3 or 4 factors. With so much data now available its one of the most complex math models I've ever had the chance of seeing.
That being said, if you are shopping around the best rates are usually given to those customers that bundle their policies like a home and auto or an auto and renters policy. If you're able to do that I'd look into it.
Here's a link with some more information.
http://www.allstate.com/auto-insurance/aut...-discounts.aspx
Also, make sure to ask for all discounts you're eligible for. Many customers don't ask or don't know and sometimes not all discounts are applied to a policy.
Hope this helps
-AmitAtAllstate
My name is Amit and I work at Allstate. Blueducatikidd, you're right insurance premiums vary a ton from person to person. Back in the day there was an actual rate book in agent's offices where your rate was determined by 3 or 4 factors. With so much data now available its one of the most complex math models I've ever had the chance of seeing.
That being said, if you are shopping around the best rates are usually given to those customers that bundle their policies like a home and auto or an auto and renters policy. If you're able to do that I'd look into it.
Here's a link with some more information.
http://www.allstate.com/auto-insurance/aut...-discounts.aspx
Also, make sure to ask for all discounts you're eligible for. Many customers don't ask or don't know and sometimes not all discounts are applied to a policy.
Hope this helps
-AmitAtAllstate
11-08-2010, 04:42 PM
#23
Registered User
Originally Posted by AmitAtAllstate,Nov 8 2010, 07:11 PM
Hi All
My name is Amit and I work at Allstate. Blueducatikidd, you're right insurance premiums vary a ton from person to person. Back in the day there was an actual rate book in agent's offices where your rate was determined by 3 or 4 factors. With so much data now available its one of the most complex math models I've ever had the chance of seeing.
That being said, if you are shopping around the best rates are usually given to those customers that bundle their policies like a home and auto or an auto and renters policy. If you're able to do that I'd look into it.
Here's a link with some more information.
http://www.allstate.com/auto-insurance/aut...-discounts.aspx
Also, make sure to ask for all discounts you're eligible for. Many customers don't ask or don't know and sometimes not all discounts are applied to a policy.
Hope this helps
-AmitAtAllstate
My name is Amit and I work at Allstate. Blueducatikidd, you're right insurance premiums vary a ton from person to person. Back in the day there was an actual rate book in agent's offices where your rate was determined by 3 or 4 factors. With so much data now available its one of the most complex math models I've ever had the chance of seeing.
That being said, if you are shopping around the best rates are usually given to those customers that bundle their policies like a home and auto or an auto and renters policy. If you're able to do that I'd look into it.
Here's a link with some more information.
http://www.allstate.com/auto-insurance/aut...-discounts.aspx
Also, make sure to ask for all discounts you're eligible for. Many customers don't ask or don't know and sometimes not all discounts are applied to a policy.
Hope this helps
-AmitAtAllstate
11-08-2010, 06:19 PM
#24
Originally Posted by AmitAtAllstate,Nov 8 2010, 06:11 PM
My name is Amit and I work at Allstate.
11-09-2010, 09:44 AM
#25
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Great question, S~Factor! While I can't speak for every insurance company, at Allstate we don't use the color of your car to determine your insurance premium. We found that there's no real correlation between your car color and your premium.
Thanks
-AmitAtAllstate
Thanks
-AmitAtAllstate
11-09-2010, 09:48 AM
#26
Originally Posted by AmitAtAllstate,Nov 8 2010, 06:11 PM
Hi All
My name is Amit and I work at Allstate. Blueducatikidd, you're right insurance premiums vary a ton from person to person. Back in the day there was an actual rate book in agent's offices where your rate was determined by 3 or 4 factors. With so much data now available its one of the most complex math models I've ever had the chance of seeing.
That being said, if you are shopping around the best rates are usually given to those customers that bundle their policies like a home and auto or an auto and renters policy. If you're able to do that I'd look into it.
Here's a link with some more information.
http://www.allstate.com/auto-insurance/aut...-discounts.aspx
Also, make sure to ask for all discounts you're eligible for. Many customers don't ask or don't know and sometimes not all discounts are applied to a policy.
Hope this helps
-AmitAtAllstate
My name is Amit and I work at Allstate. Blueducatikidd, you're right insurance premiums vary a ton from person to person. Back in the day there was an actual rate book in agent's offices where your rate was determined by 3 or 4 factors. With so much data now available its one of the most complex math models I've ever had the chance of seeing.
That being said, if you are shopping around the best rates are usually given to those customers that bundle their policies like a home and auto or an auto and renters policy. If you're able to do that I'd look into it.
Here's a link with some more information.
http://www.allstate.com/auto-insurance/aut...-discounts.aspx
Also, make sure to ask for all discounts you're eligible for. Many customers don't ask or don't know and sometimes not all discounts are applied to a policy.
Hope this helps
-AmitAtAllstate
11-11-2010, 01:38 AM
#28
Former Moderator
I guess it really does depend on where you live and your driving record. I have Geico with full coverage and 0 deductable and pay 400 for 6 months. Would have been 300, but I had a cellphone ticket and it instantly raised my insurance 100 every 6 moths. This is for a brand new CRV.
My s2000 is running me $1400 a year, but it's for $50,000 total vehicle coverage and $500 deductable. (Hagerty.) 3500 mile a year limit though.
My s2000 is running me $1400 a year, but it's for $50,000 total vehicle coverage and $500 deductable. (Hagerty.) 3500 mile a year limit though.
11-11-2010, 01:40 AM
#29
Former Moderator
Originally Posted by S~Factor,Nov 8 2010, 10:19 PM
Is it true that the color red cost more to insure than a more neutral color, say gray or brown?
