bungholio

Nick. We get the highest rates around the country for being within NYC city limits. Plus your age group. When you hit 25 and are points and accidents free you will see a difference, but not enough to make you smile. More like....

RUGBY

You may want to shop agents. Most only represent a certain number of carriers. By going to 2 or 3 agents, you'll cast the largest net to get a least expensive rate.

You mention your dad's business - - - is he eligible for NJ Manufacturers? They were not the least expensive for me, but many do find them to be the least expensive.

I'm sure you know that if you increase your deductibles, your rates should go down - - - perhaps you should look at $750 or $1,000 deductibles, if you haven't.

devs2k

What is your deductible for collision? Maybe you can try increasing it if it's set very low at $100 $200 up to $500.

Nick.

its already 1000, i think i'll just use my car more so i dont feel like an idiot haha

nj-s2k-rob

I want to see whats the difference on aug.10 when i turn 25. Hopefully my bday gift comes from my insurence company !

SeanSerino

I am 23, with a 100% clean driving history. I've been with NJ Manufacturers my entire life. I was paying ~$2200 a year for the s2000. Now that I am adding an 05 TSX, and the s2000 is my secondary car, the S2000 goes down to $1130/year (no mileage limit! though I won't put more than ~4000miles) and the TSX is ~$2000 as my primary car. Both with full coverage/collision/theft/etc etc. Not bad.