Ks320

If you have the S as your only car, how much (in percentage temrs) did your insurance premium generally go down by every 6 months after maintaining a clean driving record in the first year or two?

I was quoted ~1200 per 6 months from AllState, excluding some weird package. I just want to get a sense of how much I should expect my premium to go down if everything else is clean. Should I expect it to drop to, say, 900/6 months in a year? Or should I expect it to drop a few pennies every 6 months for a while?

I'm asking this because if I pay another 200 bucks or so, I get this odd "platinum package" where my total insurance premium will go down by 5% every year, in additional to the regular premium discounts that I will get. I just want to see if it's worth it to pay the extra 200 bucks to bring my insurance lower quicker. I'm in my mid-twenties, male, and single (basically the "risky" bucket of people).

Thanks.

JaTe

where are you located? im in jersey and i have allstate with the platinum protection.

im 27/married and have 3 cars..see sig and i pay ~$1500 per 6 months for all 3.


btw...sorry i couldnt answer ur question.