RAH RAH! Mini Side Swipe by lady driver
05-01-2009, 04:21 PM
#21
[QUOTE=NH_s2k_Guy,May 1 2009, 08:19 PM] Yup, and file a claim that they have to pay for and you'll be paying them MORE.
05-01-2009, 04:23 PM
#22
Registered User
Hey Bass wear steel toed shoes lawnmowers and Makers dont mix!http://www.worldortho.com/dev/images/morfe...anicdebris..jpg
WARNING GRAPHIC LAWNMOWER INJURY IN LINK ABOVE" DO NOT CLICK IF YOU HAVE A WEAK STOMACH!
05-01-2009, 04:24 PM
#23
Registered User
Originally Posted by Lainey,May 1 2009, 09:17 PM
I don't think so. Her insurance company will pay. Unless she gets points, it won't cost her anything. If the repair is under a certain amount, they don't surcharge or apply points.
Her deductible has nothing to do with how much is paid out.
Her deductible has nothing to do with how much is paid out.
i FORGOT YOUR IN MASS WHERE THEY GOT THAT MAKE BELIEVE INSURANCE THINGY. THE NO-FAULT THINGY
05-01-2009, 04:26 PM
#24
Registered User
Originally Posted by Lainey,May 1 2009, 09:20 PM
Oh Bass is right too. You can file with your own insurance company and let them do the work of making her insurance company pay.
They waive your deductible in this case.
You can always call the cops to the scene of an accident, but they don't fill out a report unless they feel the damage is above "X". or there are other circumstances.
They waive your deductible in this case.
You can always call the cops to the scene of an accident, but they don't fill out a report unless they feel the damage is above "X". or there are other circumstances.
Your correct on the 2nd part about calling the cops
05-01-2009, 04:28 PM
#25
Originally Posted by zzziippyyy,May 1 2009, 08:26 PM
Up here they only waive IF they collect from the other ins co. If they dont it goes against your policy and you pay the deductible as set forth on your policy.
Your correct on the 2nd part about calling the cops
Your correct on the 2nd part about calling the cops
If the accident happened as described, my first choice would be to go against the other driver's insurance. If our S driver was exiting the parking lot, then the situation can change...I'd have to go back and re-read the post.....
05-01-2009, 04:31 PM
#27
Registered User
Originally Posted by zzziippyyy,May 1 2009, 08:23 PM
Hey Bass wear steel toed shoes lawnmowers and Makers dont mix!http://www.worldortho.com/dev/images/morfe...anicdebris..jpg
WARNING GRAPHIC LAWNMOWER INJURY IN LINK ABOVE" DO NOT CLICK IF YOU HAVE A WEAK STOMACH!
safety first
05-01-2009, 04:35 PM
#28
Originally Posted by Lainey,May 1 2009, 08:21 PM
NOPE, not if it's not your fault, they subrogate and get the money back from the other carrier.
for and your rates will go up. So my statement was true.
05-01-2009, 04:38 PM
#29
Originally Posted by Lainey,May 1 2009, 08:20 PM
Oh Bass is right too. You can file with your own insurance company and let them do the work of making her insurance company pay.
They waive your deductible in this case.
You can always call the cops to the scene of an accident, but they don't fill out a report unless they feel the damage is above "X". or there are other circumstances.
They waive your deductible in this case.
You can always call the cops to the scene of an accident, but they don't fill out a report unless they feel the damage is above "X". or there are other circumstances.
Regardless, better to be safe than sorry and call the cops, no matter what Steve's
booze-sloshed brain says.
05-01-2009, 04:39 PM
#30
Originally Posted by NH_s2k_Guy,May 1 2009, 08:35 PM
Maybe so but my post said file a claim that your insurance company has to pay
for and your rates will go up. So my statement was true.
for and your rates will go up. So my statement was true.
Your statement is true in MA, IF the accident is YOUR FAULT your rates may go up if you file a claim.
In MA an accident that is not your fault does not cause your rates to go up in. If you are less than 50% at fault, the insurance carrier recoups the $ from the at fault person.
If it's a hit and run and they can't recoup, the insured would be responsible for deductible only and I do not think the rates would go up if they paid that claim.