Insurance Rates... PLEASE READ!
10-21-2005 | 03:03 PM
#11
Registered User
Joined: Jul 2005
Posts: 1,179
Likes: 0
From: South Windsor, CT
Originally Posted by campbuds,Oct 21 2005, 12:14 PM
I see it as thievery no matter where you live!
I am a step 10 and live in the city. But there ought to be competition between insurance companies. They ought to be allowed to compete with rates for our buisness.
I am a step 10 and live in the city. But there ought to be competition between insurance companies. They ought to be allowed to compete with rates for our buisness.
10-21-2005 | 03:17 PM
#12
Joined: Feb 2004
Posts: 63,216
Likes: 3,260
From: Smalltown
Originally Posted by KAY'S,Oct 21 2005, 07:03 PM
well you need to first understand why this do this and how insurence works...... i not have time to write a essay about it right now but ask away
There is very little change in premium from company to company. Our rates are based on driver's "point system", the kind of car you drive, where you live, coverages, etc.
In addition to safe driver credits, about the only break you may get is if your company gives a AAA discount, etc.
As far as I know, there is no competion between insurance companies in MA. Very few companies write car insurance in this state. It's a loser.
10-21-2005 | 04:20 PM
#13
Registered User
Joined: Jul 2005
Posts: 1,179
Likes: 0
From: South Windsor, CT
PS: I am a insurce broker at the 3rd largest firm in the east...... we have a full personal lines brokerage team.. and i have all of my cert.'s i understand how it works.
Not trying to be a dick at all. But to explain why they did it like that is a large pain in the ass. wether it is right or not
Not trying to be a dick at all. But to explain why they did it like that is a large pain in the ass. wether it is right or not
10-21-2005 | 04:43 PM
#15
Thread Starter
Joined: May 2005
Posts: 609
Likes: 9
From: York, PA
I understand how the insurance works in this state or should I say doesn't work. It is really quite sad.
I just don't understand why the residents of Mass are so willing to just accept things the way they are.
I just don't understand why the residents of Mass are so willing to just accept things the way they are.
10-21-2005 | 04:46 PM
#16
Joined: Feb 2004
Posts: 63,216
Likes: 3,260
From: Smalltown
Kay,
Campbuds is new to MA (moved here from PA) and has been surprised by how our insurance rates work.
I noticed you are from CT. I was trying to point out that there are no bargains here in MA when it comes to car insurance, and I'm fairly certain the insurance laws differ from CT to MA.
Nothing personal.
Campbuds is new to MA (moved here from PA) and has been surprised by how our insurance rates work.
I noticed you are from CT. I was trying to point out that there are no bargains here in MA when it comes to car insurance, and I'm fairly certain the insurance laws differ from CT to MA.
Nothing personal.
10-21-2005 | 04:49 PM
#18
Registered User
Joined: Jul 2005
Posts: 1,179
Likes: 0
From: South Windsor, CT
Originally Posted by Lainey8484,Oct 21 2005, 04:46 PM
Kay,
Campbuds is new to MA (moved here from PA) and has been surprised by how our insurance rates work.
I noticed you are from CT. I was trying to point out that there are no bargains here in MA when it comes to car insurance, and I'm fairly certain the insurance laws differ from CT to MA.
Nothing personal.
Campbuds is new to MA (moved here from PA) and has been surprised by how our insurance rates work.
I noticed you are from CT. I was trying to point out that there are no bargains here in MA when it comes to car insurance, and I'm fairly certain the insurance laws differ from CT to MA.
Nothing personal.
Please do not think i was being dissrespectful at all.
10-21-2005 | 04:51 PM
#19
Joined: Feb 2004
Posts: 63,216
Likes: 3,260
From: Smalltown
Originally Posted by campbuds,Oct 21 2005, 08:43 PM
I understand how the insurance works in this state or should I say doesn't work. It is really quite sad.
I just don't understand why the residents of Mass are so willing to just accept things the way they are.
I just don't understand why the residents of Mass are so willing to just accept things the way they are.
I think the mess started when the state went with the "no fault" system.
And you're right it's sad that we have come to accept it as it is. The old expression "can't fight city hall" may apply here.
Off topic. Did you see the building in downtown with the mural painted on it? The Whaling Wall. It looks good.