To the OP, call a Massachusetts insurance agent and give him or her your info. there is no way you are going to get a good idea of your premium based on a random discussion from people all over New England.

 

As matter of fact I do drive a civic as my winter car, insurance premium is still up there. In general the area where you live plays a huge role next to your driving re cord, large population= higher premium.

 

As matter of fact I do drive a civic as my winter car, insurance premium is still up there. In general the area where you live plays a huge role next to your driving re cord, large population= higher premium.
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Yeah, cities, age, driving record, all are a factor in insurance costs.

Glad we're living in small town.

I recall my son's first car cost less than the insurance, and that was without collision insurance.

 

Hi guys. Mine is $1000 a year full coverage with $500 deductible.

 

I'm 24 not married with no speeding tickets or any marks on my record, I pay 1300. But when I turn 25 it's going to go down a bunch, I live in ma.

 

Whatever you do, don't commit fraud with your auto insurance. If is not really garaged in Welfleet, do not say it is. Any hint of fraud and you'll be up Sh*** creek without a paddle. Insurance companies share info, so once the cat is out of the bag, game over. Not only that, if you do get a payment for an accident, you better darn well use it for the repairs. If there's a difference left over, you have to give it back to the insurance company.

Many of you are thinking, "I've been doing all the above (the frauds) for many years..." Every dog will have their day and this one day you do not want... Ever since I had a good friend who's dad is a big insurance VP, I am playing it straight up.

 

This are the kind of things that make me think about not moving up there, down here in TX I pay about $1100 for 2 cars 2 drivers...

 

26, two cars: $1733.20 per year for both S2000 and 335i. I have Geico. I consider it a fair price considering the performance of the cars for my age.

 

My understanding is that Mass has a "Safe Driver's" program for auto insurance premium, so if you have a clean record, no speeding etc, your rate will be lower that your "evil" twin who'se been stopped by the cops and hase had his 2 stage confabulation with the "System".

Insurance cost (like so many other things) may also be partly dependent on your credit rating. Your credit rating is used for far more than getting a bank loan!

But some of you seem to have very reasonable rates. Mine (not a kid) is $868 per year with full comprehensive ($500 deductable), $500,000 liability and $1.0 million uninsured/underinsured drivers. The liability component is $352. The collision comprehensive component is $259.00; the non-colision comprehensive is $122.00.

I then save a few bucks by taking the car off the road for about 4 months in the winter, leaving only the non-collision comprehensive on the car while in storage.

I also save a few bucks on the rate because I insure 3 cars and a house on the same policy.

Cheers

 

try getting them to pay a claim they are not a cut rate company fer nutting....