Own a race car= zero dollars in savings account. End of discussion.

 

Pretty much. Even if you don’t "race" per say but have one or more vehicles that you enjoy modifying and running regularly, along with just typical 1-2 track days each year. There no way I could afford to race my s2k. Maybe my KTM supermoto if I made some more sacrifices, but not too interested in that at the moment. It’s tough to be an enthusiast and still want to maintain a decently comfortable day to day life, let alone have extra to save. Im 40 and have no savings other then a few bucks in the coffee can for an emergency. Ive got a shit load of credit I could use in emergency, but still being $8500 in interest free debt now, my focus as been paying this off in the next 14 months before I do have interest. So that’s my current focus now that the toys are built and working. I can settle down a bit and focus on my finances a little more and some kind of retirement savings near future, without having to give up my comfort or hobby’s that bring me much satisfaction and enjoyment wile im still young enough to enjoy these things. Its all a balance, and we have our own comfort levels on where that is. I pretty much have lived to maximize my fun factor just within my means and usually a bit over, living check to check. Money doesn’t go as far as it used to that’s for sure. I make pretty decent "middle class" money too.