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Modified Car Insurance

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Old 09-27-2010, 05:22 AM
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Default Modified Car Insurance

Is there anyone out there who can recommend a decent insurance company / broker who covers modified cars ?

Having come from 2 S2000's, a TVR Griffith, a remapped 300bhp Golf GTi and most recently a Z4M Roadster I am struggling to find anyone who will insure my current car for anything sensible if I choose to go down the remap route .....

It is obviously a huge risk to them with my car history, full NCB and age, etc .... being 45 and driving a BMW 320d auto is apparently terrible

If I keep the car standard I can insure it for £365 protected NCB, etc.

If I decide to remap most seem to be a bit 'frightened' .... I have tried :

Greenlight (prefer fwd)
Adrian Flux (said their quote was too expensive but will be ringing back when looked at quote again!)
Brentacre (£750)
LV (£530 via internet)
Swinton (to ring back)
A Plan (yet to ring me)
Chris Knott (declined)

Any others worth a call before I decide it is easier to keep it standard ......
Old 09-27-2010, 05:58 AM
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The only suggestion I can make is; 330d?
Old 09-27-2010, 07:06 AM
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I (too?) am struggling to understand the progression.

From a Z4M roadster to a 320 diesel auto.

None of my business really, but why?

Unusual mid life crisis perhaps
Old 09-27-2010, 07:24 AM
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Originally Posted by arsie,Sep 27 2010, 04:06 PM
I (too?) am struggling to understand the progression.

From a Z4M roadster to a 320 diesel auto.

None of my business really, but why?

Unusual mid life crisis perhaps
Work basically .... The place I now work in is going to be sold due to cuts. I will be moved to a place which is a 20 mile commute each day in solid traffic ... and I mean solid traffic so I wanted an economical auto.

We thought about a second car but I couldn't be bothered as I wanted rid of the Z4M. I didn't get on with it - not that there was anything wrong with it, it was quick and 23mpg was pretty good I thought for 340bhp. The gearbox though was driving me mad and if I don't get on with something it goes

FWIW I tried a 335d and it didn't grab me - it reminded me too much of the 530d's I drive at work - and oddly the 320d doesn't do that. 330d may be an option for the future but in town they drink diesel just like most things.

A remap may make it surprisingly quick but I can't be a***d if sorting the insurance is too much of a problem.
Old 09-27-2010, 07:27 AM
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Keep the Z4M and buy a bike would make more sense.
Old 09-27-2010, 07:30 AM
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Originally Posted by John57,Sep 27 2010, 03:24 PM
FWIW I tried a 335d and it didn't grab me - it reminded me too much of the 530d's I drive at work
Ah right. Fair enough!

Except that the ones at work tend to be let through the traffic a bit easier.

Keep it standard then.
Old 09-27-2010, 07:52 AM
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Originally Posted by Zudzilla,Sep 27 2010, 04:27 PM
Keep the Z4M and buy a bike would make more sense.
Done the bike thing .... may get another (something like a VFR800) but my job kind of puts me off bike riding as I deal with lots of dead ones and it is often not their fault ....

Z4M R's gone by the way ... the 320d coupe arrived in June ....
Old 09-27-2010, 07:53 AM
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Try the RAC they gave me an excellent price for my supercharged S2000, i am now with the RAC.
Old 09-27-2010, 09:45 AM
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Just had another chat with my current insurer Admiral and it seems the first person I spoke to didn't know what they were talking about - car will now be insured for the remap for an extra £65 which seems reasonable for 40bhp
Old 09-27-2010, 10:15 AM
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Do 'em for wasting your time!


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