Car Talk - Non S2000 General Motoring and Non S2000 Car Talk

Modified Car Insurance

Thread Tools
 
Old 09-27-2010 | 06:22 AM
  #1  
John57's Avatar
Thread Starter
 
Joined: Jun 2004
Posts: 2,032
Likes: 1
From: At Home
Default Modified Car Insurance

Is there anyone out there who can recommend a decent insurance company / broker who covers modified cars ?

Having come from 2 S2000's, a TVR Griffith, a remapped 300bhp Golf GTi and most recently a Z4M Roadster I am struggling to find anyone who will insure my current car for anything sensible if I choose to go down the remap route .....

It is obviously a huge risk to them with my car history, full NCB and age, etc .... being 45 and driving a BMW 320d auto is apparently terrible

If I keep the car standard I can insure it for £365 protected NCB, etc.

If I decide to remap most seem to be a bit 'frightened' .... I have tried :

Greenlight (prefer fwd)
Adrian Flux (said their quote was too expensive but will be ringing back when looked at quote again!)
Brentacre (£750)
LV (£530 via internet)
Swinton (to ring back)
A Plan (yet to ring me)
Chris Knott (declined)

Any others worth a call before I decide it is easier to keep it standard ......
Old 09-27-2010 | 06:58 AM
  #2  
Nick Graves's Avatar
 
Joined: Mar 2001
Posts: 31,183
Likes: 58
From: Hertford
Default

The only suggestion I can make is; 330d?
Old 09-27-2010 | 08:06 AM
  #3  
arsie's Avatar
 
Joined: May 2002
Posts: 11,525
Likes: 241
From: Sunny Norf*ck
Default

I (too?) am struggling to understand the progression.

From a Z4M roadster to a 320 diesel auto.

None of my business really, but why?

Unusual mid life crisis perhaps
Old 09-27-2010 | 08:24 AM
  #4  
John57's Avatar
Thread Starter
 
Joined: Jun 2004
Posts: 2,032
Likes: 1
From: At Home
Default

Originally Posted by arsie,Sep 27 2010, 04:06 PM
I (too?) am struggling to understand the progression.

From a Z4M roadster to a 320 diesel auto.

None of my business really, but why?

Unusual mid life crisis perhaps
Work basically .... The place I now work in is going to be sold due to cuts. I will be moved to a place which is a 20 mile commute each day in solid traffic ... and I mean solid traffic so I wanted an economical auto.

We thought about a second car but I couldn't be bothered as I wanted rid of the Z4M. I didn't get on with it - not that there was anything wrong with it, it was quick and 23mpg was pretty good I thought for 340bhp. The gearbox though was driving me mad and if I don't get on with something it goes

FWIW I tried a 335d and it didn't grab me - it reminded me too much of the 530d's I drive at work - and oddly the 320d doesn't do that. 330d may be an option for the future but in town they drink diesel just like most things.

A remap may make it surprisingly quick but I can't be a***d if sorting the insurance is too much of a problem.
Old 09-27-2010 | 08:27 AM
  #5  
Zudzilla's Avatar
Registered User
 
Joined: Jun 2009
Posts: 331
Likes: 0
From: Wigan
Default

Keep the Z4M and buy a bike would make more sense.
Old 09-27-2010 | 08:30 AM
  #6  
Nick Graves's Avatar
 
Joined: Mar 2001
Posts: 31,183
Likes: 58
From: Hertford
Default

Originally Posted by John57,Sep 27 2010, 03:24 PM
FWIW I tried a 335d and it didn't grab me - it reminded me too much of the 530d's I drive at work
Ah right. Fair enough!

Except that the ones at work tend to be let through the traffic a bit easier.

Keep it standard then.
Old 09-27-2010 | 08:52 AM
  #7  
John57's Avatar
Thread Starter
 
Joined: Jun 2004
Posts: 2,032
Likes: 1
From: At Home
Default

Originally Posted by Zudzilla,Sep 27 2010, 04:27 PM
Keep the Z4M and buy a bike would make more sense.
Done the bike thing .... may get another (something like a VFR800) but my job kind of puts me off bike riding as I deal with lots of dead ones and it is often not their fault ....

Z4M R's gone by the way ... the 320d coupe arrived in June ....

Trending Topics

Old 09-27-2010 | 08:53 AM
  #8  
s2konroids's Avatar
 
Joined: Jan 2006
Posts: 20,788
Likes: 8
From: location, location
Default

Try the RAC they gave me an excellent price for my supercharged S2000, i am now with the RAC.
Old 09-27-2010 | 10:45 AM
  #9  
John57's Avatar
Thread Starter
 
Joined: Jun 2004
Posts: 2,032
Likes: 1
From: At Home
Default

Just had another chat with my current insurer Admiral and it seems the first person I spoke to didn't know what they were talking about - car will now be insured for the remap for an extra £65 which seems reasonable for 40bhp
Old 09-27-2010 | 11:15 AM
  #10  
Nick Graves's Avatar
 
Joined: Mar 2001
Posts: 31,183
Likes: 58
From: Hertford
Default

Do 'em for wasting your time!



All times are GMT -8. The time now is 08:34 PM.