Insurance Probs
12-29-2003, 09:45 PM
#1
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Insurance Probs
USAA!!! WTF, THey R taking me off of my parents umbrella policy cuz of 2 accidents... I still get reg coverage, but no umbrella. The first accident was with a work truck, STARTED BACKING UP IN A 45 MPH ZOne,!!! hit the brakes(brembos) but couldnt stop fast enought, anywhoo... he got like 8 tickets and no damage, I had 5k worth of damage on my car!!! AHHHH!!!. second one was me being stupid trying to show off.... revved and popped into reverse (lots of torque steer, SAAB AERO) so yeah, F*cked up my car and a mirror on an A6 audi and bumper on the chrystler sebring. No alcohol....WHat should i do!!! ANY TIPS APPRECIATED. Parents took away my convertible (see my name!!<<now with RENNTech
12-29-2003, 11:57 PM
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Maybe what happen will make you more humble. I wish I had a SLK32 AMG I guess when I was your age. But I know I wouldn't give my kid that. Ask your friend to take you around or something.
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12-30-2003, 01:43 PM
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I really dont mean to be stupid, but the guy started to back up in a 45mph zone!!! what was i supposed to do... Also, do any of you remember doing something stupid when you were young??!!, just plz try to help. I have a privaleged life, but leave that aside, i just want some advice
12-30-2003, 02:32 PM
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Sorry to say that I think most of the responsible people on this board are going to side with your insurance company. By offering high-risk drivers like yourself cheap rates, it makes responsible driver's rates higher. You probably don't care as you've eluded to a "privelaged" life, but the rest of us do, and by acting irresponsibly you are making our lives harder by causing our premiums to go up. Sorry, but go somewhere else for pitty as I think most of us feel cheated as it is with high insurance prices. My only suggestion, learn from the experience and bite the bullet as it's meant to be a punishment, and it's supposed to suck 
Sorry if I sound harsh, but I do remember doing stupid things as a kid and I owned up to them. By going through the penalties of such actions I realized a lot of things, I hope you come to some realizations yourself (such as you are not indestructible ) So be careful out there, for your own good.
Good Luck,
Nick
Sorry if I sound harsh, but I do remember doing stupid things as a kid and I owned up to them. By going through the penalties of such actions I realized a lot of things, I hope you come to some realizations yourself (such as you are not indestructible ) So be careful out there, for your own good.Good Luck,
Nick
12-30-2003, 02:34 PM
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Do yourself a favor and take the bus. hahahhahaha
Seriously, you need to slow down for the next 4 yrs to get your record cleaned up. Get a beater and stay with it.
Seriously, you need to slow down for the next 4 yrs to get your record cleaned up. Get a beater and stay with it.