Thats what my agent told me. If its below the deductable, I cover out of pocket.
However, I believe my insurance (same company as bike) is going to be billed for my injuries.

 

Sorry to hear about your incident. Glad you weren't hurt badly. Hopefully, it will be a valuable lesson for the future.

5 months of riding isn't much. Be careful out there.

-Pete

 

Ahhh, no need to be sorry. Things happen and are bound to someday.
As far as learning something, I can say I have. I know what a 47mph dump feels like now. Seriously glad I took that route over a collision. I probably wouldn't be here to tell the incident.

5 months isn't a whole lot, no. Put 2100 miles on it alone in that time though.
Felt more aware and at peace to think to myself, learned my bike and abilities on it quicker (however limited to the bikes potential) then next to another rider im at mercy to. Where we go and how fast we're going. I know that because about 57 miles was with a co-worker, just followed and had to keep up and watch for a hand signal or turn signal so I dont miss a turn or something. Wasn't a bad ride at all.

Update on that scratch off card (lottery thingy)
Found it tucked in my bike owners manual.
I won $10 off a $2 card.
Really thought i'd get something off it, had a feeling.
Figured if I had any luck, my bad luck would frikken shoot the roof.
$10 for a crash and road rash. So it did.
The hell would any more then that do

 

What kind of bike is/was it? I have a feeling your bike has more potential then you are giving it credit for.

Also PA does not have a helmet law (well you must wear it with permit and until your... something like 23-25) but that doesn't stop most of us from wearing them. Just because you don't HAVE to legally wear one, doesn't make it any less important.

 

Of course without having the balls to knee drag and hot dog it.
Yes, ALOT more potential.
It's a 07' CBR600 RR.

My comfort point for potential is double suggested speed limit on highway entrance and exit ramps (not a common occurance at all). Only did such exits and entrances when traffic was very light.
Not a therough platform to base my potential off of either.
But that would be an example of high speed cornering.
Boondox riding along rivers, plenty of twists and elevation veriences.
Never "picked" through traffic (bumper to bumper traffic riding, riding between cars)
Never raced another motorcyclist or any other vehicle, road and track.


If anything, that was my limit with feeling of control in the situation.
Note: highways exit and entrance ramps were rode on with gear equipped (if I knowingly was to use such routes on a ride)
No gear I just recently started for short rides that involved alot of stopping. Such as buying groceries an what not (I have purchased saddle bags for it in hopes to use the bike alot this summer)


Update on bike estimation for repair.
Have it scheduled on Thursday at the dealer I bought it from. Guy came up with a retarded est. over the phone just by explaining what it looks like to him.
Somewhere about $2500 for it to be repaired, not including $70 for inspections or labor.

Ehh, what do I know. Just an estimation is all I need from them, insurance will most likely choose the shop dependin on their estimate.

 

Actually you get to choose the shop you want to work on your bike, then when all repairs are complete you have them send a bill to the insurance company and they have to pay for it.

I do not know a lot about bike repair costs, but from what I've seen $2500 for a new bike getting laid down isn't unreasonable. How many fairings where damaged in the accident?

 

Front right, right side (covering motor partially), rear was cracked behind seat, and cam cover has some road rash.

It didn't flip... Went down on the right side and was on its right side for remainder of inertia.

 

Time to practice the emergency braking some more. I try and do some basic emergency evasion practice every time I go riding. Warm the tires and go to a nice road with no traffic and practice a few stops, lane changes, etc. Practice is the only way you'll not freak out in an emergency and grab to much front brake to quickly. Practice using both brakes, not just the front. Even on sportbikes you can shave several feet off and keep the bike more planted by using the rear brake while the weight is still transferring. Once you're really on the front the rear is just along for the ride.