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Civic Si or MCS or Mazdaspeed3 or GTI? (all new)

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Old 09-30-2007, 02:05 PM
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Default Civic Si or MCS or Mazdaspeed3 or GTI? (all new)

let do this again. added mazdaspeed3 and GTI to the list.
let's say I can afford all four.
which one would you choose? and why
Old 09-30-2007, 02:13 PM
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Mini has a lease special for the Cooper S at $150/ month??

If that's true, go for that. Of course that's probably with at least $5000 drive-off.

I would only go for the Cooper S for the $150/ mo
Old 09-30-2007, 02:44 PM
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MINI Cooper S!!! The new ones are soo fun and RoadandTrack averaged 29mpg and they werent pussy-footin it.
Old 09-30-2007, 03:03 PM
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not a lease a balloon loan. IMO if you can't afford the car don't buy it. You are paying money just for interest and very little is going to pay off the car.

A car balloon loan payment is a lot like a lease agreement, but the end result could be either paying it off in full, or refinancing for another term. That new amount, whether a normal auto loan, may have a higher interest rate due to it now being an older vehicle which doesn't qualify for the low rates given on new cars. Thus, auto buyers have to weigh every option.

This type of lending is designed to be an easy way to pay for a vehicle that is higher priced than one would normally attempt to purchase if stuck with the old-fashioned loan system.
to be honest, it's not a smart decision to buy a car you can't afford. I would recomend waiting and save up every month if you must have a flashy car or else just buy a 5-6 year old car that costs just $6K or whatever and pay the same as you would pay on the balloon loan.
Old 09-30-2007, 03:23 PM
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Originally Posted by rai,Sep 30 2007, 03:03 PM
not a lease a balloon loan. IMO if you can't afford the car don't buy it. You are paying money just for interest and very little is going to pay off the car.



to be honest, it's not a smart decision to buy a car you can't afford. I would recomend waiting and save up every month if you must have a flashy car or else just buy a 5-6 year old car that costs just $6K or whatever and pay the same as you would pay on the balloon loan.


It's like all the interest-only mortgages that sunk all the people.
Old 09-30-2007, 03:42 PM
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Tough choice between the two cars, but I'd give the styling edge to the MCS.

Between the two loans, I'd definitely go for the MCS.
Old 09-30-2007, 04:39 PM
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I haven't driven a new Si...but I did just drive a new MCS. It had just been to the dealer for an updated firmware flash and I am positive that it added 10whp easily. I was very impressed overall and handling was much better than I anticipated from a FWD car. And the BMW bling bells & wistles were pretty cool honestly.
Old 09-30-2007, 05:10 PM
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Civic Si
Old 09-30-2007, 09:20 PM
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I'd go with the MCS. They are pretty cool. To make it not as girly i'd add the rally lights adn racing striped and not get it in pink.
Old 09-30-2007, 09:26 PM
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