WAMU/CHASE credit card fraud
#41
Dont deal with washington mutual until they are fully integrated with chase. I got 7000 dollars of fraud on my account which was never refunded. Bank of America and American Express have great service, but thats why they have fees. With wamu, everything is free, but you get what you pay for.
#42
Originally Posted by Back-cracker' date='Jan 23 2009, 10:38 AM
BTW: Good time to check your credit report. Its free.
#43
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Originally Posted by Boba' date='Jan 24 2009, 04:56 PM
Is it true that every time you check your credit report, your credit will go down by a little? By the way, do you have any authentic sites you'd recommend if I wanted to check mine?
#44
Originally Posted by S2kHabitat,Jan 24 2009, 06:09 PM
That is false, when you check your own credit it is considered a soft inquiry and when you apply for a credit card it is considered a hard inquiry. So basically you could check your credit as much as you want. I use truecredit.com
#45
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Originally Posted by Boba,Feb 13 2009, 11:25 AM
So i'm guessing all the free credit report sites are fake/scams?
I was always under the impression that there is an effect if your credit is run by others. At least this is what I kept hearing when I applied for a loan on a condo.
#46
Originally Posted by wicked_S2K,Feb 13 2009, 11:41 AM
Not really, but a lot of them use sneaky techniques to sign you up for monthly monitoring (without your awareness) when you sign up to check your credit score.
I was always under the impression that there is an effect if your credit is run by others. At least this is what I kept hearing when I applied for a loan on a condo.
I was always under the impression that there is an effect if your credit is run by others. At least this is what I kept hearing when I applied for a loan on a condo.
btw, o.p. glad you're finally making some progress w/ the situation. its crazy how easy it seems to be with cc fraud. i get paranoid everytime i do a fill up!
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