For those that are self-employed
11-11-2009, 09:50 AM
#1
Thread Starter
Join Date: Aug 2005
Location: IE
Posts: 7,922
Likes: 0
Received 0 Likes
on
0 Posts
For those that are self-employed
every time i think about health insurance, i get huge headaches...
for those of you that are self-employed like i am, how are you using for health? if anyone at all.
right now i am with kaiser and with the addition of our new child, their raised the premium 50%!
i want to see what other options are out there...
for those of you that are self-employed like i am, how are you using for health? if anyone at all.
right now i am with kaiser and with the addition of our new child, their raised the premium 50%!
i want to see what other options are out there...
11-11-2009, 09:57 AM
#3
Registered User
Join Date: Oct 2007
Location: OC, SoCal
Posts: 2,631
Likes: 0
Received 0 Likes
on
0 Posts
You do realize all they do is act as a broker. They are basically going through the same health insurance carriers like you are now but if you go through them they will get a commission or GA override from the insurance carrier. Costco doesn't determine the cost, it is all base on age, zip, health history and if they want to accept or decline is all from the insurance carrier.
But, individual insurance is a bitch. Unless your a corporation with at least 2 people on your DE6 then you can get a a group plan. Then they can't decline you for any medical reasons and typical rates and coverages are better
But, individual insurance is a bitch. Unless your a corporation with at least 2 people on your DE6 then you can get a a group plan. Then they can't decline you for any medical reasons and typical rates and coverages are better
11-11-2009, 10:08 AM
#5
Community Organizer
Originally Posted by 1036AP2,Nov 11 2009, 11:06 AM
drew, when you say individual, is a family different from an individual plan?
Just go to costco.com and you'll understand.
11-11-2009, 10:21 AM
#7
Thread Starter
Join Date: Aug 2005
Location: IE
Posts: 7,922
Likes: 0
Received 0 Likes
on
0 Posts
costco has health thru pacificare
http://www.costco.com/Browse/Productgroup....lang=en-US&Sp=C
anyone know anything about pacificare?
http://www.costco.com/Browse/Productgroup....lang=en-US&Sp=C
anyone know anything about pacificare?
Trending Topics
11-11-2009, 10:23 AM
#8
Community Organizer
Originally Posted by 1036AP2,Nov 11 2009, 11:21 AM
costco has health thru pacificare
http://www.costco.com/Browse/Productgroup....lang=en-US&Sp=C
anyone know anything about pacificare?
http://www.costco.com/Browse/Productgroup....lang=en-US&Sp=C
anyone know anything about pacificare?
BC
11-11-2009, 10:23 AM
#9
Thread Starter
Join Date: Aug 2005
Location: IE
Posts: 7,922
Likes: 0
Received 0 Likes
on
0 Posts
11-11-2009, 10:24 AM
#10
Registered User
Join Date: Oct 2007
Location: OC, SoCal
Posts: 2,631
Likes: 0
Received 0 Likes
on
0 Posts
Same thing, you can get a individual plan and you can add your spouse and child as a dependent. I just say that because I worked for a insurance company and
But if your not sure if you qualify or not, you can just goto Costco or your local health insurance agent and they can explain or see if you qualify for a group plan. Looking at costco website looks like they work with Aetna and United Healthcare/PacifiCare. Your local agent may have markets.
But if your not sure if you qualify or not, you can just goto Costco or your local health insurance agent and they can explain or see if you qualify for a group plan. Looking at costco website looks like they work with Aetna and United Healthcare/PacifiCare. Your local agent may have markets.