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Rear Ended!

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Old 11-10-2008, 11:06 PM
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Smile Rear Ended!

So as i was getting off the exit from the 210, I was stopped at the light going through the music on my headunit. then out of nowhere BAM! getting the wind knocked out of me, coughing and weezing to get my breath back, I see this car just peeling out behind me and blazing through traffic since the light has just turned green. couldnt even see the plate nor the face in the car since it was tinted, all i know was it was a black suv. pull over to the side and the police comes and tells me its pretty much impossible to find the suspect. great. son of a bitch got away. i check the damage and it wasnt that bad to my surprise but none the less, its gotta now come out of my pocket for something that wasnt my fault at all. any suggestion guys? im just so frustrated and needed to vent somewhere.
Old 11-10-2008, 11:09 PM
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Ummm... don't you have insurance? Your insurance would cover it and you would pay your deductible. I am assuming your have comp and collision coverage as well.

Also if your hurt and need to goto doctor to get your checked out. If yu had health insurance that would cover it minus deductible/co-payments. Also if you had med pay on auto policy that would cover some of it.
Old 11-10-2008, 11:11 PM
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A hit and run. Have you asked your insurance company about it yet? It almost seems like that would be uninsured motorist territory.
Old 11-10-2008, 11:13 PM
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"uninsured motorist" is more for bodily injury incase you were hurt in teh accident. If you have comp/collision you'll be covered unless they can prove that you purposely crashed your car. I mean you can basically drive like a jack ass and spin out wrecking your car and insurance would cover it.
Old 11-10-2008, 11:16 PM
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Originally Posted by Drew523,Nov 11 2008, 12:13 AM
"uninsured motorist" is more for bodily injury incase you were hurt in teh accident. If you have comp/collision you'll be covered unless they can prove that you purposely crashed your car. I mean you can basically drive like a jack ass and spin out wrecking your car and insurance would cover it.
Oh. I've never had to use my insurance. Thanks for the info.
Old 11-10-2008, 11:16 PM
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i dont feel any pain at all at the moment but if anything acts up tomorrow morning i planning on going. im just pissed that i would have to pay my deductible right after a big purchase which now i might have to return to free up some cash.

i was wondering about the um part of the insurance. would my deductible canceled out on that?
Old 11-10-2008, 11:16 PM
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happened to my gf's mom. In the middle of the night too so she couldn't see anything. Left 2 punctured marks like a VAMPIRE!
Old 11-11-2008, 02:41 AM
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Too bad you didn't chase them down. In any case, if you have full coverage then insurance will cover the repair costs.
Old 11-11-2008, 07:02 AM
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chase em next time....
Old 11-11-2008, 08:22 AM
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Sorry to hear...


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