teaser pic
#71
Originally Posted by kaansahbaz,Feb 6 2008, 05:16 PM
i need a cosigner which i dont have
or i ll have till my car gets sold and put 20 grand down payment
today they declined my 6 grand downpayment. maybe 2 more weeks or so
or i ll have till my car gets sold and put 20 grand down payment
today they declined my 6 grand downpayment. maybe 2 more weeks or so
#72
Registered User
Thread Starter
Originally Posted by lilazngrl4o8,Feb 6 2008, 06:40 PM
where u trying to finance from? the dealership or your private bank/cu?
#74
Originally Posted by kaansahbaz,Feb 6 2008, 05:49 PM
el camino real car sales.
try a credit union or have your mom/dad cosign with you.
#75
Registered User
Thread Starter
Originally Posted by lilazngrl4o8,Feb 6 2008, 07:23 PM
you're probably going to get hit with high ass interest rates.
try a credit union or have your mom/dad cosign with you.
try a credit union or have your mom/dad cosign with you.
but he said he can sign it after he signs for home
or i ll sell my car and put 20 grand down payment and wont need any cosigner
#76
Registered User
Originally Posted by kaansahbaz,Feb 6 2008, 05:16 PM
i need a cosigner which i dont have
or i ll have to wait till my car gets sold and put 20 grand down payment
today they declined my 6 grand downpayment. maybe 2 more weeks or so
or i ll have to wait till my car gets sold and put 20 grand down payment
today they declined my 6 grand downpayment. maybe 2 more weeks or so
Did you try Golden 1 Credit Union? They are fairly low with APR and 10% down payment is all you need. There should be a local branch somewhere down there. Also Patelco up here in the north bay/Sac area is a good lender too.
Its a nice car. Hope you get the best deal out of it. Congrats!
#77
Registered User
Thread Starter
Originally Posted by NapaS2K,Feb 6 2008, 07:29 PM
I hate the financing part. I got the S2K with $500 down and not a penny more. It took a few places to approve that low but Honda financial finally did.
Did you try Golden 1 Credit Union? They are fairly low with APR and 10% down payment is all you need. There should be a local branch somewhere down there. Also Patelco up here in the north bay/Sac area is a good lender too.
Its a nice car. Hope you get the best deal out of it. Congrats!
Did you try Golden 1 Credit Union? They are fairly low with APR and 10% down payment is all you need. There should be a local branch somewhere down there. Also Patelco up here in the north bay/Sac area is a good lender too.
Its a nice car. Hope you get the best deal out of it. Congrats!
#78
Originally Posted by kaansahbaz,Feb 6 2008, 06:32 PM
Thanks for the info . however my credit score is over 770 but i have been working only for a year. and i changed 2 jobs in this period of time. they said they are very short terms. right not i have 20% down payment and they asked for 50% w/o any cosigner
What's their interest rates like?
Go through a credit union instead.
#79
Registered User
I understand they favor long term at 1 job but with that high of a credit score the lenders should be kissing your ass and begging to lend you money.
As a comparison. I have a credit score of around 550-600, not sure exact number and I put 2.5%. Your prime score should overshadow the lack of work term.
As a comparison. I have a credit score of around 550-600, not sure exact number and I put 2.5%. Your prime score should overshadow the lack of work term.
#80
Originally Posted by NapaS2K,Feb 6 2008, 06:46 PM
I understand they favor long term at 1 job but with that high of a credit score the lenders should be kissing your ass and begging to lend you money.
As a comparison. I have a credit score of around 550-600, not sure exact number and I put 2.5%. Your prime score should overshadow the lack of work term.
As a comparison. I have a credit score of around 550-600, not sure exact number and I put 2.5%. Your prime score should overshadow the lack of work term.
If your fico score is really that high, the fact that you changed jobs twice within the short time period doesn't hurt you as much.
go through a cu. save yourself the hassle.