quick question about insurance..
#1
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Location: Bay Area 510
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quick question about insurance..
I got into a huge accident and it has been confirmed to be their fault. Does the other side cover my aftermarket parts that were damaged or are they going to replace everything with OEM parts?
Thanks
Thanks
#3
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it is my understanding that some insurance companies will not pay you for anything aftermarket installed on the car if it was not reported to the insurance company as such.
my friend had a 2000 Civic Si that was in an accident, it had aftermarket intake, exhaust, front bumper, hood and did not inform his insurance company about the parts. He ended up getting hit badly in front. All of the mentioned parts were replaced with OEM per the insurance company because they said he did not report the parts to the company beforehand.
I'd call your insurance company and see what their policy is about this. They may cover the parts, but they also may raise your rate because of the parts
my friend had a 2000 Civic Si that was in an accident, it had aftermarket intake, exhaust, front bumper, hood and did not inform his insurance company about the parts. He ended up getting hit badly in front. All of the mentioned parts were replaced with OEM per the insurance company because they said he did not report the parts to the company beforehand.
I'd call your insurance company and see what their policy is about this. They may cover the parts, but they also may raise your rate because of the parts
#5
Registered User
Originally Posted by inmys2k,Jul 22 2010, 02:21 PM
thanks guys just had a talk with the insurance company and they will cover for it. now i just need to find the best expensive shop to have it all fixed lol
#6
Originally Posted by inmys2k,Jul 22 2010, 02:00 PM
I got into a huge accident and it has been confirmed to be their fault. Does the other side cover my aftermarket parts that were damaged or are they going to replace everything with OEM parts?
Thanks
Thanks
#7
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Yea I'm fine thanks for asking. Funny story because the girl reported to the cops that she did run the red light and thought it was green. But when I called insurance they said she told them she was going on a green light and I ran the red light, apparently she forgot she told the cops the truth. hahahha epic fail.
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