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lil help

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Old 02-10-2004, 01:57 PM
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Hello everyone,


I need some help with insurance here.

How much are u guy paying these day?

Myself (farmer)927.80 every six months before i used to pay 882.33.They said policy when up!!I have a very clean driving record no tics,no accident and i am 28yo.


Thanks in advance.

02 S2000
Old 02-10-2004, 03:32 PM
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Did you just get the s2k put on? They could have just changed their rates.
Old 02-10-2004, 03:36 PM
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Damn, that's way sooo expensive. Call Mercury Insurance, I think they have a better rate.

B
Old 02-10-2004, 03:37 PM
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Howdy,

I just renewed and am paying $700 for the next 6 months. This is up a little bit from the last time...I forget exactly how much it's up, but the increase is more than $20 and less than $50.

I'm insured through Mercury, and this is for my '02 S2000. It's listed as a daily driver of 30k annual miles. I have $100k/$300k/$100k coverage with a $500 collision deductible and $100 comprehensive deductible. I'm 25 years old with no points on my record, and also live in San Jose. I have the good driver and engineer's discount.

Hope that helps...your rate doesn't seem all that horrible. You can probably do better with other providers, but it seems within reason.
Old 02-10-2004, 03:47 PM
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Try wawanesa insurance. I am paying about 900 for the whole year.
Old 02-10-2004, 03:48 PM
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How far you travel to and from work makes a difference. Also if you have a second, less expensive vehicle, list that as your primary driver.
I was paying $3100 a year with Progressive. Obviously that was a rip off, so I moved to AAA and I now pay $1500 a year. That includes full coverage and two vehicles.
Old 02-11-2004, 06:59 AM
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Progressive may be expensive, but their rates are a bit better if you've got a sh!tty record
Old 02-11-2004, 08:02 AM
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I've got my insurance through American Express/Costco. I've got my CRX listed as my primary and the S listed as weekend car. I've paying less than $800 a year for both cars with $250 deductibles.
Old 02-11-2004, 08:17 AM
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Thanks guy,

I knew i was paying too much....

Damn farmer!!How's progressive and Mercury are they any good?

Thanks again.
Old 02-11-2004, 08:31 AM
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Originally posted by iceple
Thanks guy,

I knew i was paying too much....

Damn farmer!!How's progressive and Mercury are they any good?

Thanks again.
I've gone through one claim with Mercury. It went okay...

The claims people were easy to reach and quick to respond, so that was good. Unfortunately, the body shop they recommended was a big POS (they tore my soft top), and the adjustor gave me some crap at first (he improved later on though).

All in all, the experience could've been better, but it was decent. IMO, Mercury is worth the lower premium.

I was previously insured through Farmers, and the claims process was about the same.
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