Hit something today on 680, do I have any options?

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08-23-2012, 06:52 AM

#31

danvuquoc

Join Date: Jul 2007

Location: Bay Area, CA

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Quote:

Originally Posted by macr88

Quote:

Originally Posted by danvuquoc' timestamp='1345642444' post='21955592

StateFarm was good about my comprehensive when I got a hit and run, was a little bit over 5K in damage when the fender/door was backed into. Unfortunately the deductibles were pretty high. Now I just set my deductibles to $0 for comprehensive, and $100 for collision.

500 is usually the best balance.
You'll usually end up paying more than the 500 in a two year period with the increased cost of a hundred dollar deductible.

2.9 years was my break even, no big deal, but I did increase my premium by raising my coverages to the 300K all around

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08-23-2012, 07:44 AM

#32

whiteflash

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Join Date: Jan 2010

Location: Benicia, CA

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Quote:

Originally Posted by ninjajwl

I remember you posting something about "learning to not lose sleep over material things" ... but I would be up for nights not knowing what's happening to my car as it sits in the shop. And even so, the idea that my car was damaged like this would be painful for me.

I used to be/think like that, hopefully never again. Life's never been better