Hit something today on 680, do I have any options?
08-22-2012, 02:38 AM
#22
Not that I'm sure too many care, but I feel very blessed right now. I got the dreaded call from the shop...
Damages were roughly 9k per the estimate... and statefarm isn't contesting anything. They're filing it 100% as comprehensive. I didn't even have to talk to the adjuster. Sure I'm shelling out a grand in the deductible; but with all the possible headaches that could have resulted from this incident, this has to be the best possible result. I should have her back somewhere between 2-3 weeks.
Damages were roughly 9k per the estimate... and statefarm isn't contesting anything. They're filing it 100% as comprehensive. I didn't even have to talk to the adjuster. Sure I'm shelling out a grand in the deductible; but with all the possible headaches that could have resulted from this incident, this has to be the best possible result. I should have her back somewhere between 2-3 weeks.
call the shop and ask if they would be kind enough to cover the 1000$ deductible, they might do it considering they'll still make considerably more.
08-22-2012, 05:34 AM
#23
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Not that I'm sure too many care, but I feel very blessed right now. I got the dreaded call from the shop...
Damages were roughly 9k per the estimate... and statefarm isn't contesting anything. They're filing it 100% as comprehensive. I didn't even have to talk to the adjuster. Sure I'm shelling out a grand in the deductible; but with all the possible headaches that could have resulted from this incident, this has to be the best possible result. I should have her back somewhere between 2-3 weeks.
Damages were roughly 9k per the estimate... and statefarm isn't contesting anything. They're filing it 100% as comprehensive. I didn't even have to talk to the adjuster. Sure I'm shelling out a grand in the deductible; but with all the possible headaches that could have resulted from this incident, this has to be the best possible result. I should have her back somewhere between 2-3 weeks.
08-22-2012, 05:34 AM
#24
Thread Starter
Thanks Mac
Once the dust is settled from this, I'm doing the same. Though I'm not sure if I'll set them that low. I'll have to see what the numbers looks like. How much did your rates go up?
08-22-2012, 06:56 AM
#25
Former Moderator
You'll usually end up paying more than the 500 in a two year period with the increased cost of a hundred dollar deductible.
08-22-2012, 07:13 AM
#26
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08-22-2012, 06:11 PM
#29
Thread Starter
Originally Posted by 2K5Konrad' timestamp='1345648418' post='21955844
[quote name='eklipz98' timestamp='1345232213' post='21945314']1. The object was moving. <-----Ding ding ding. KEY POINT!!!!!!!2. See if you can lower deductible mid-process. That was an option for me.
[/quote]
Luckily "To be honest, I don't have the slightest idea if it was moving or not because I don't have a clue as to what I hit" managed to = comp.
No. Before you even suggested it, I had tried to make a change to add rental policy, and she told me any changes wouldn't affect the coverage of the claim. Didn't even bother.
08-22-2012, 07:29 PM
#30
I remember you posting something about "learning to not lose sleep over material things" ... but I would be up for nights not knowing what's happening to my car as it sits in the shop. And even so, the idea that my car was damaged like this would be painful for me.