SK2K

My story basically goes like this... I've been with VERO for past three years and never had to make a claim. Now soon after i set up the insurance policy i got done for +30km/hr (91 in 60 they got me) speeding and i got a one mth suspension. Fast forward to now where i need to set up a new insurance policy for my new S2K. I decided just in case to tell them bout my suspension now 3 yrs back wich i had never informed them of ever. At first they gave me the insurance and once they heard that they refused it.

So... im stuck now... i can get a policy from another insurer albiet a slightly higher premium but still reasonable and not tell them bout my suspension and hope to god i have no horrific accident or damage in the next 2 yrs.

OR jus get no compo at all for two yrs and get maybe quiktrak or something??
wat do u guys think?? any suggestions for a insurance company that will cover a 26yr old if they had suspension within last 5 yrs?!?!

Thanks guys..

blacks2k

so u got suspended 3 years ago?
is the question the insurance companies ask "...in the last 3years", or "..the last 5 years". i cant remember.
anyway, u might want to check around, but some insurance companies only ask whether u have had an accident, but most will ask whether u have had ur licence suspended. u might be up the creek without the paddle my friend.
live and learn

SK2K

yeeh.. i thought it was gon be three yrs as well.. but nah several of them asked in last 5 yrs.... geeesh..

maybe i should jus wing it with quiktrak for the next two yrs.. i think install bout $2000 and bout $360 or so every yr there on in...

And then drive really safely to not crash it or anything..

hmmm.. any other views guys??

blacks2k

how much is insurance asking u. what about just cars as a last resort.
quiktrak isnt going to help u when u get hit by an uninsured driver, or if a errant shopping trolley runs into ur car

toms2k

have you try JUST CARS ? They insure young driver and modified cars..Surely they'll consider your suspension.

I've only driven a car without proper insurance, and it wasnt a good feeling driving or parking...geessh, the constant uneasy feeling.

and Be honest

MattG

ALso check out some of the companies that give on-line quotes. That way you get to see what questions they ask (eg last 3 yrs, 5yrs etc) without having to give your name.

Austblue

Both just cars and NRMA only ask if you've had a claim, not if you've been booked or suspended so they'd be your best bet. I'm only 24 and NRMA are quoting me online for $2390 with an accident listed in the last five years so really you should be fine provided you dont live in macquarie fields

Bobble

AustBlue, what suburb do u register your car in? NRMA quoted me (25yo) $5000+ registered in Marrickville NSW. Thats with 65% NCB and perfect driving record. Geezzz.. I must live in the worst suburb for car insurance.

Austblue

I just got an online quote and listed camden. Do you have a holiday house that you can list as your primary res?

hotchoc4

Shit that is bad.. I am currently paying approx $2390 for my insurance through just car with a recent accident and imperfect driving record living in Templestowe VIC. You must be living next door to the most prolific car thief in Australia.